a place to answer all the questions you might think of.

You’ve done the hard work that goes with getting your business idea off the ground (well done you!) and now you’re up and running, or maybe you’ve been running for a while. Now you’re faced with what is perhaps the even bigger challenge of expansion.

In Malta there are two new favourite ways to pay for things: the first is through Revolut and the second is using Apple Pay. So we are very pleased to be able to offer both of these payment options to our customers, and especially to our micro and small business owners who we are so passionate about championing.

We just want to give Malta a big warm hug! Thank you for supporting us, for welcoming wamo onto your phones and into your businesses as you have. It has given us the launch pad we needed to get wamo flying - and now flying we are!

Think of a traditional payment device - say an old-school debit card: the card number, the cardholder name, the expiry date and for added security, the CVV code. And of course, the plastic. Other than being digital, a virtual payment card is in fact very similar and can be used in many of the same ways: payments can be made in person, online or over the phone.

Your business, no matter how small, can benefit by managing your finances using sub-accounts that allow you to separate payment flows, which in turn give you a clearer picture of how money moves in and out of your business. While sub-accounts aren’t offered by traditional banks, they are a great feature of alternative business accounts and well worth diving into.

Running a business can be difficult, but with the right digital solutions, it can be much easier to manage and grow. From accounting and bookkeeping to marketing and sales, these digital solutions can help you run your business more efficiently. Digital transformations are changing the way a business runs. The pandemic has further digitised many businesses as they turned to digital solutions to keep their businesses afloat.

The restaurant industry is dynamic, always in flux, and is set to change even more in the next few years. The industry goes through numerous challenges and changes every day, which sometimes can be difficult to keep up with!

£100/€100 for every company you refer and we’re giving your referee the same amount for opening an account. £50/€50 for every sole trader, freelancer you refer and they get the same when they open their wamo account. If you’re not a wamo account holder yet, we look forward to you joining in May to start taking part in this programme.

Instant online virtual debit cards are online versions of traditional debit cards that are linked to your bank account. These mobile payment solutions can be used anywhere and offer amazing innovative features that ensure security, risk mitigation and a check on the cash flow.