4.6 Excellent
Get a wamo Freemium account
Get a wamo Freemium account
Get a wamo Freemium account
Stop paying monthly fees for banking features your business doesn't actually need. Join over 15,000 EU businesses who chose wamo.
Stop paying monthly fees for banking features your business doesn't actually need. Join over 15,000 EU businesses who chose wamo.
EU IBANs
Multi-currency
Visa Business
EMI licensed
15,000+ SMEs served
EU IBANs
Multi-currency
Visa Business
EMI licensed
15,000+ SMEs served
COMPARE
How much does your banking subscription cost?
How much does your banking subscription cost?
How much does your banking subscription cost?
Compare what you're paying now vs. what you could save
Compare what you're paying now vs. what you could save
Annual Cost: €300-420/year
Traditional Bank
Annual Cost: €300-420/year
Traditional Bank
Annual Cost: €84-300/year
Other EU Neo Banks
Annual Cost: €84-300/year
Other EU Neo Banks
Spar op til €420
Annual Cost: €0/year
Using wamo
Spar op til €420
Annual Cost: €0/year
Using wamo
BUSINESS ACCOUNT
Everything included without monthly fees
Business account includes local IBANs (DE, FI, LU, SE, GB, DK), a Visa card, free internal transfers, and currency sub-accounts — with zero monthly fees.
BUSINESS ACCOUNT
Everything included without monthly fees
Business account includes local IBANs (DE, FI, LU, SE, GB, DK), a Visa card, free internal transfers, and currency sub-accounts — with zero monthly fees.
BUSINESS ACCOUNT
Everything included without monthly fees
Business account includes local IBANs (DE, FI, LU, SE, GB, DK), a Visa card, free internal transfers, and currency sub-accounts — with zero monthly fees.
Simple, transparent pricing to suit your business
Simple, transparent pricing to suit your business
Self-employed
Companies
Freemium
No paperwork. Just tools. Start for free. Pay only when you transact.
0€
11 $
/month
No setup fee
Business account with EU IBAN
€0.99 per local transfer
ATM withdrawals: 2% per transaction
1 physical + 1 virtual Visa cards included
Start
You're a new business with light banking needs or want to keep your banking simple.
20€
15 $
/month
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 physical + 1 virtual Visa cards included
€5000/month commission-free local POS transactions
Grow
You're running multiple projects or teams and want better financial clarity and tools.
50€
15 $
/month
per user, billed annually
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€15000/month commission-free local POS transactions
Scale
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
99€
15 $
/month
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
€20000/month commission-free local POS transactions
Self-employed
Companies
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
€5000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
€7000/month commission-free local POS transactions
Self-employed
Companies
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
€5000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
€7000/month commission-free local POS transactions
Hvem bruger wamo som bank?
Mød de lokale, der stoler på wamo med deres virksomhed.
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Luca Succi
L2MS SRL
"Med wamo ser vi pengene pa kontoen allerede næste morgen - i modsætning til andre banker, der tager 3-4 dage."
Rita Boldini
Terme di Bognanco
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Hvem bruger wamo som bank?
Mød de lokale, der stoler på wamo med deres virksomhed.
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Luca Succi
L2MS SRL
"Med wamo ser vi pengene pa kontoen allerede næste morgen
- i modsætning til andre banker, der tager 3-4 dage."
Rita Boldini
Terme di Bognanco
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Hvem bruger wamo som bank?
Mød de lokale, der stoler på wamo med deres virksomhed.
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Luca Succi
L2MS SRL
"Med wamo ser vi pengene pa kontoen allerede næste morgen - i modsætning til andre banker, der tager 3-4 dage."
Rita Boldini
Terme di Bognanco
"wamo giver vores team @jeblikkelig adgang til det, de har brug for, med dedikerede kort og fremragende kundesupport - pracis det, vi ledte efter."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Pay only for what you actually use
Our transparent, pay-as-you-go pricing covers inbound and outbound SWIFT, ATM withdrawals, and outgoing local transfers at just 0.99 per transaction.
What to expect when opening your account
Pay only for what you actually use
You could get started with wamo in minutes, not days.
Our transparent, pay-as-you-go pricing covers inbound and outbound SWIFT, ATM withdrawals, and outgoing local transfers at just 0.99 per transaction.
Sign up online
Complete our simple application in a few minutes.
Business details, including directors if applicable
Verify your identity
Proof of identity and address, including biometric check
You are securely verified to keep your account safe.
Use your account
First stop, activate your account and create your virtual card.
Most applications are approved within 24 hours.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
What to expect when opening your account
You could get started with wamo in minutes, not days.
Sign up online
text
Business details, including directors if applicable
Verify your identity
Proof of identity and address, including biometric check
text
Use your account
First stop, activate your account and create your virtual card.
text
We stand for business
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.