You’ve been asking for it and so we are super pleased to say, international convert and send is here! Ready for you to send your money wherever in the world you want it to go, from the safety of your phone.

Buying property or starting a business in Malta (or both) is hugely appealing for many reasons: low set up costs, attractive tax rates and incentives and a flexible, resourceful work force.

A lot can happen in a year. Since March the way we live and work has changed dramatically. Working from home is the new normal with many companies taking the decision to continue having employees work from home post-COVID. In fact, according to some reports, a quarter of British employees could end up with no commute required going forward. That’s huge. Remember when it was “working” from home, with a wink and air quotes?

When you’re starting your own business or if you’re a freelancer or small business owner, it’s tempting to use your personal bank account rather than opening a separate one.

It’s fair to say that most of us can’t wait to see the back of 2020. It’s been a challenging time, but let’s resolve to focus on the positives.

There are 405 ATMs in Malta which may not sound like a lot but is 47% more ATMs per capita than the rest of the Euro area. Malta is a small country, 27km long and 14.5km wide, in fact.

In a year that has really brought home the importance of connection, of family and friends, of kind gestures and looking out for one another, celebrating the Christmas spirit is perhaps a bit more meaningful this year. It’s a good year to take the focus away from money and spending and onto the other pleasures the season offers.

The wamo.io app is a financial management and organisation platform designed for individuals, and businesses of all sizes.

As we all get ready for a Christmas unlike any that has gone before, we at wamo find ourselves in Malta where we launched the wamo app in November. If you’re considering heading this way for the holidays we don’t blame you - there’s a lot to tempt a Christmas fan