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It’s your money,
your way

wamo puts you in complete control of your finances. All your banking, all in one place. Open a free account in minutes, today.


Managing your money
can feel good.

  • Don't have a bank account? No problem, pay and get paid directly into your wamo account.

  • Schedule payments at any time to anywhere, add family members and manage their accounts too.

  • Everything you need to do with money you can do from your wamo app, safely and easily. Just like it should be.

Apple Store
Play Store


The wamo card is

Cards are better with wamo. Order your contactless-enabled Visa debit card when you open your wamo account. Issue cards for family members and create virtual cards for yourself and your family too. Manage each card and associated account easily from your wamo app. Now, that's different.

Start now

Opening a wamo account is pain-free: no paperwork, no waiting. Simply take a selfie and scan your ID.
Your wamo account will be ready in minutes.

Our pricing

wamo basic

Opening a wamo account is free. Any other charges are listed here. Nothing hidden, ever.

Monthly fee


Mobile and web app

Issue family cards

Debit card

per card

€ 9,99

Virtual card

per card

€ 0,99

Schedule recurring payments

In-app support

Cross-border transfers in/out

per transaction

€ 0,49

Convert & send in 30+ currencies/out

per transaction

€ 14,99

ATM transaction

per transaction

€ 1,99

wamo to wamo


Coming soon

Scan & pay

Card-to-card payments

Spending rewards

Ready to take back control
of your Money?

Using wamo puts you in the driver’s seat of your financial life, and it’s free!
What are you waiting for? Open a wamo account today.

Apple Store
Play Store

© wamo 2021, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced consent of the owner LTD incorporated and registered in the United Kingdom under the company registration number 12352849 and the operational office of which is at WeWork, 199 Bishopgate, London EC2M 3TY. wamo operates the website and the app. wamo is not a bank, the current account is an e-money account. Issuance of Electronic Money and payment services is provided by PayrNet Limited. PayrNet holds an amount equivalent to the money in the wamo current accounts in a safeguarding account which gives the customers protection against insolvency. We are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 922901) for the issuing of electronic money. wamo is an EMD agent of PayrNet.