Get The APP

Choose and scan QR code using your smartphone camera. You’ll be take into right place to download your wamo app.

Apple Store
Apple Store
For BusinessFor People
AccountCardsFeaturesNews CenterHelp Centre

It’s your money, your way

wamo puts you in complete control of your finances. All your banking, all in one place. Open a free account in minutes, today.

Managing your money can feel good.

wamo brings all of your personal finances together in one intuitive platform - which means that, with wamo, you can do everything you want to do with your money from one app, effortlessly.

The wamo card is different.

Cards are better with wamo. Order your contactless-enabled Visa debit card when you open your wamo account. Issue cards for family members and create virtual cards for yourself and your family too. Manage each card and associated account easily from your wamo app. Now, that's different.

Start now

Opening a wamo account is pain-free: no paperwork, no waiting. Simply take a selfie and scan your ID. Your wamo account will be ready in minutes.

Start now

Opening a wamo account is pain-free: no paperwork, no waiting. Simply take a selfie and scan your ID. Your wamo account will be ready in minutes.

Stay on top

wamo makes every transaction flow. Schedule instant, future and recurring payments from your account. Enjoy 24/7 SEPA payments. Make and take both local and global payments with equal ease.

Bring the family

Have all your family banking under one roof. Issue and manage family cards and accounts. Set budgets, oversee spending and send and receive money instantly. Take care of everyone from your wamo app.

Get organized

Oversee your financial life from a single app. Get instant notifications from every bank account for every transaction, and access spending analyses on demand.

Feel safe & sound

wamo uses the best protection technology has to offer, so you can be sure that with wamo your finances could not be safer.

For everyone

If you don't have a bank account it's not a problem, you can make and take payments directly from your wamo account.

The world on your terms.

wamo is here to help you do more with your money, soon you'll be able to make card-to-card payments in over 130 countries using contactless QR payments.

Apple StoreApple Store


Download the app from the Play or App store.


Take a selfie and scan your ID.


Share a few details about yourself.


Your new account is ready to use.*

*It will take a few days for your physical card to arrive in the post

Terms & Conditions apply.

Our Pricing

wamo basic

Opening a wamo account is free. Any other charges are listed here. Nothing hidden, ever.

Monthly fee


Mobile and web app

Issue family cards

Debit card

per card


Virtual card

per card


Schedule recurring payments

In-app support

Cross-border transfers in/out

per transaction


Convert & send in 30+ currencies

per transaction


ATM transaction

per transaction


wamo to wamo


Coming soon

Scan & pay

Card-to-card payments

Spending rewards

Ready to take back control of your money?

Using wamo puts you in the driver’s seat of your financial life, and it’s free! What are you waiting for? Open a wamo account today.

© wamo 2020, all rights reserved
wamo and the wamo logo are trade names of wamo Technology Limited and may not be used or reproduced without the consent of the owner. LTD incorporated and registered in the United Kingdom under the company registration number 12352849 and the operational office of which is at WeWork, 199 Bishopgate, London EC2M 3TY. wamo operates the website and the app. wamo is not a bank, the current account is an e-money account. Issuance of Electronic Money and payment services is provided by PayrNet Limited. PayrNet holds an amount equivalent to the money in the wamo current accounts in a safeguarding account which gives the customers protection against insolvency. We are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 922901) for the issuing of electronic money. wamo is an EMD agent of PayrNet.