than a business
bank account

Get a business account in minutes, not months and enjoy all the features of a regular bank account and so much more. wamo is designed to help your business thrive, now and into the future.


your business faster with limitless sub-accounts

Create as many sub-accounts as you need to streamline managing your finances

  • put money aside for future costs like taxes, repayments, or the end of year party

  • allocate separate accounts by currency, employee or project or whatever categories you choose

  • link each sub-account to its own wamo physical or virtual Visa debit card

  • get reports & analytics for each account, in allocated groups or altogether - it’s up to you.

Find out more in the FAQs


your team with linked Visa debit cards

Now your team can buy what they need to with their own company card

  • issue physical or virtual cards per team member with an option to link it to a sub-account in their name too.

  • set limits, get reports & analytics and oversee all activity for every card from your wamo dashboard

  • issue as many cards as you like and freeze and unfreeze them from your app if necessary

Find out more in the FAQs


ease for everyone with multiple payment options

Taking payments can be tricky, and limited payment options means limited business. Open up your business, with wamo

  • the new easiest, safest way to get paid: payment links. Copy, paste, send and get paid directly into your wamo account

  • accept and make transfers directly into and out of your wamo account. You can set up future or recurring transfers too

  • SEPA and SWIFT options make your business always-on and international, do business everywhere

  • prefer a POS machine? wamo POS is available too - contact us to get one connected to your wamo business account.

Find out more in the FAQs


further with QR code payment technology

Using digital or physical (sticker) QR codes means you don’t need a POS machine or even a phone to take payments.

  • place your QR stickers anywhere - at tables, counters, on your guitar case, at your stall… and customers scan and pay directly into your wamo account.

  • use a digital wamo QR code on your phone for customers or clients to scan and pay. Phone died? Have your QR sticker on the back of your phone too. Nothing can stop you!

  • place your digital QR code sticker on your website or your social media channels. Reach everywhere at once with QR.

  • to make a payment your customers or clients simply scan with their phone camera, choose their payment option and pay. No cards, no cash, no machine, no integrating payment systems - just money, instantly, in your wamo account.

Find out more in the FAQs

iphone mock up

Get paid instantly

Now, there is an easy, more efficient way to get paid for your business needs.

Get paid instantly

Now, there is an easy, more efficient way to get paid for your business needs.

Business insights

With built-in reporting and analytics, it’s easier than ever to get a clear view of your sales performance.

Streamline operations

Accept contactless payments with a QR code that your customers can scan to easily transfer money to you.

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Wamo.Io LTD incorporated and registered in the United Kingdom under the company registration number 12352849 and the operational office of which is at Technique Building 132-140 Goswell Road, Unit 3, London, United Kingdom, EC1V 7DY. Wamo.Io LTD (Firm Reference Number 922901) is an EMD agent of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.

Wamo Solutions Ltd is registered under the Laws of Malta with company registration number C97355 and registered office at Dragonara Business Centre, 5th Floor, Dragonara Road, St. Julians STJ 3141, Malta. Wamo Solutions Ltd is an EMD agent of UAB “PAYRNET” which is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (authorization code LB001994, license reference 72).

The wamo card is issued pursuant to licence from Visa. UK issuance is conducted by PayrNet Ltd and EU issuance is conducted by UAB PayrNet. wamo operates the website and the app. wamo is not a bank, the current account is an e-money account. Issuance of Electronic Money and payment services is provided by PayrNet Limited. The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be safeguarded in one or more segregated bank accounts with a regulated third party credit institution and not lent out, which gives you protection against insolvency, in accordance with the provisions of the Electronic Money Regulations 2011.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced consent of the owner