Trusted by 2,000+
Malta businesses.

4.7 Excellent

The business account that works as hard as you do.

Virtuella och fysiska Visa Debit-kort med utgiftsspรฅrning och upp till 1 % cashback

Why does wamo exist?

Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.

0% POS commission*

Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in

wamo regularly runs cashback campaigns that bring customers to Maltaโ€™s businesses.

Next-day payouts

Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app

Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Why does wamo exist?

Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.

0% POS commission*

Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in

wamo regularly runs cashback campaigns that bring customers to Maltaโ€™s businesses.

Next-day payouts

Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app

Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Why does wamo exist?

Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.

0% POS commission*

Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in

wamo regularly runs cashback campaigns that bring customers to Maltaโ€™s businesses.

Next-day payouts

Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app

Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Vanliga frรฅgor

Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vanliga frรฅgor

Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vanliga frรฅgor

Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vem satsar pรฅ wamo?

Regulated

A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.

Trusted locally

Thousands of Malta businesses already run on wamo.

4.7 Excellent

Vem satsar pรฅ wamo?

Regulated

A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.

Trusted locally

Thousands of Malta businesses already run on wamo.

4.7 Excellent

Vem satsar pรฅ wamo?

Regulated

A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.

Trusted locally

Thousands of Malta businesses already run on wamo.

4.7 Excellent

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Malta businesses on wamo

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wamo POS terminals

0/ 5

970+ Trustpilot reviews

0+

Malta businesses on wamo

0+

wamo POS terminals

0/ 5
0/ 5

970+ Trustpilot reviews

Fรถretag som vรคljer wamo.

Mรถt fรถretagen som vรคljer wamo.

Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.

Ari Huovinen

Snack2You Finland

Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.

Yanan Li

Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.

Raimo Juvonen

Juoksulabra

Fรถretag som vรคljer wamo.

Mรถt fรถretagen som vรคljer wamo.

Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.

Ari Huovinen

Snack2You Finland

Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.

Yanan Li

Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.

Raimo Juvonen

Juoksulabra

Fรถretag som vรคljer wamo.

Mรถt fรถretagen som vรคljer wamo.

Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.

Ari Huovinen

Snack2You Finland

Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.

Yanan Li

Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.

Raimo Juvonen

Juoksulabra

Vanliga frรฅgor

Vanliga frรฅgor

Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Hรฅll kontakten

Boka ett kostnadsfritt samtal med en av vรฅra rรฅdgivare โ€” helt utan fรถrpliktelser.

Hรฅll kontakten

Boka ett kostnadsfritt samtal med en av vรฅra rรฅdgivare โ€” helt utan fรถrpliktelser.

Vad รคr ett wamo-fรถretagskonto?
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wamo-kontot รคr ett digitalt fรถretagskonto som hjรคlper dig hantera ditt fรถretags ekonomi effektivt. Du kan skicka och ta emot betalningar, hantera flera valutor, utfรคrda fรถretagskort, automatisera bokfรถring och kontrollera utgifter โ€” allt frรฅn en enkel, sรคker plattform tillgรคnglig pรฅ bรฅde mobil och dator.

ร„r ett wamo-konto sรคkert och regelefterlevande?
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Ja. Vi รคr ett licensierat och reglerat e-penninginstitut (EMI), auktoriserat av finska Finansinspektionen (FIN-FSA). Vi fรถljer EU:s regler fรถr AML, CTF och dataskydd, och anvรคnder banknivรฅsรคkerhet fรถr att skydda dina pengar och data.

Vem kan รถppna ett wamo-konto?
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Vi stรถder registrerade fรถretag inom Europeiska ekonomiska samarbetsomrรฅdet (EES) och Storbritannien. Godkรคnda fรถretagsformer inkluderar: aktiebolag (AB), enskild firma, frilansare och egenfรถretagare. Observera: enskilda firmor baserade i Storbritannien stรถds inte fรถr nรคrvarande.

Hur รถppnar jag ett wamo-konto?
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Du kan ansรถka online pรฅ bara nรฅgra minuter. Nรคr din ansรถkan รคr inskickad granskar vi den sรฅ snabbt som mรถjligt, och du fรฅr besked direkt till din mejl.

How do I get a POS terminal, and can my business get one?
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Open your wamo account first, then order your terminal from inside the app. Approval includes a standard business risk check, so a terminal isn't guaranteed for every account, but most eligible Malta businesses are set up quickly. Our Malta team can help if you get stuck.

Is a wamo account secure and compliant?
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Yes. wamo is a licensed and regulated electronic money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We follow EU rules on anti-money-laundering, counter-terrorist-financing and data privacy, use industry-leading encryption to protect your money and data, and safeguard customer funds as required for an EMI.

Who can open a wamo account?
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wamo is open to registered businesses, sole traders and freelancers in Malta and across the European Economic Area. You'll just need your business details and a quick identity check to apply.

Vi jobbar fรถr ditt fรถretag

Vi jobbar fรถr ditt fรถretag

Ansรถk pรฅ bara tio minuter. Fรฅ verktygen och supporten du behรถver fรถr att skรถta ditt fรถretag pรฅ ditt sรคtt โ€” frรฅn dag ett.