Trusted by 2,000+
Malta businesses.
4.7 Excellent
The business account that works as hard as you do.
Virtuella och fysiska Visa Debit-kort med utgiftsspรฅrning och upp till 1 % cashback



Why does wamo exist?
Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.
0% POS commission*
Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in
wamo regularly runs cashback campaigns that bring customers to Maltaโs businesses.

Next-day payouts
Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app
Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Why does wamo exist?
Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.
0% POS commission*
Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in
wamo regularly runs cashback campaigns that bring customers to Maltaโs businesses.

Next-day payouts
Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app
Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Why does wamo exist?
Running a business in Malta shouldn't mean weeks of bank paperwork and fees built for someone else. wamo gives you an account, card payments and POS in one app, set up in minutes, with a Maltese team that actually answers.
0% POS commission*
Take card payments and keep your sales. 0% commission on card payments on eligible plans, so more of every euro stays with you.

Cashback that brings people in
wamo regularly runs cashback campaigns that bring customers to Maltaโs businesses.

Next-day payouts
Get paid fast. Your card takings land in your account the next day, so your cash flow keeps moving.

Everything in one app
Your account, cards, payments and POS in a single app. Run the money side of your business from your phone, wherever you are.

Vanliga frรฅgor
Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vanliga frรฅgor
Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vanliga frรฅgor
Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Vem satsar pรฅ wamo?
Regulated
A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.
Trusted locally
Thousands of Malta businesses already run on wamo.

4.7 Excellent
Vem satsar pรฅ wamo?
Regulated
A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.
Trusted locally
Thousands of Malta businesses already run on wamo.

4.7 Excellent
Vem satsar pรฅ wamo?
Regulated
A licensed Electronic Money Institution, authorised by the FIN-FSA. Your funds are safeguarded.
Trusted locally
Thousands of Malta businesses already run on wamo.

4.7 Excellent
Malta businesses on wamo
wamo POS terminals
970+ Trustpilot reviews
Malta businesses on wamo
wamo POS terminals
970+ Trustpilot reviews
Fรถretag som vรคljer wamo.
Mรถt fรถretagen som vรคljer wamo.
Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.
Ari Huovinen
Snack2You Finland

Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.
Yanan Li
Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.
Raimo Juvonen
Juoksulabra

Fรถretag som vรคljer wamo.
Mรถt fรถretagen som vรคljer wamo.
Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.
Ari Huovinen
Snack2You Finland


Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.
Yanan Li
Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.
Raimo Juvonen
Juoksulabra
Fรถretag som vรคljer wamo.
Mรถt fรถretagen som vรคljer wamo.
Jag uppskattar den personliga servicen, supporten pรฅ lokalt sprรฅk, de snabba bankรถverfรถringarna och hur lรคttanvรคnd appen รคr.
Ari Huovinen
Snack2You Finland


Vi valde wamo eftersom det var enkelt att komma igรฅng med betalterminalerna, och de snabba bankรถverfรถringarna gรถr vรฅr vardag smidigare.
Yanan Li
Noodle Master

Pรฅlitliga och snabba betalningar รคr avgรถrande fรถr oss, och wamo erbjuder precis den enkelhet vi har letat efter.
Raimo Juvonen
Juoksulabra
Vanliga frรฅgor
Vanliga frรฅgor
Svar pรฅ vanliga frรฅgor om vรฅra priser och paket
Svar pรฅ vanliga frรฅgor om vรฅra priser och paket

Hรฅll kontakten
Boka ett kostnadsfritt samtal med en av vรฅra rรฅdgivare โ helt utan fรถrpliktelser.

Hรฅll kontakten
Boka ett kostnadsfritt samtal med en av vรฅra rรฅdgivare โ helt utan fรถrpliktelser.
wamo-kontot รคr ett digitalt fรถretagskonto som hjรคlper dig hantera ditt fรถretags ekonomi effektivt. Du kan skicka och ta emot betalningar, hantera flera valutor, utfรคrda fรถretagskort, automatisera bokfรถring och kontrollera utgifter โ allt frรฅn en enkel, sรคker plattform tillgรคnglig pรฅ bรฅde mobil och dator.
Ja. Vi รคr ett licensierat och reglerat e-penninginstitut (EMI), auktoriserat av finska Finansinspektionen (FIN-FSA). Vi fรถljer EU:s regler fรถr AML, CTF och dataskydd, och anvรคnder banknivรฅsรคkerhet fรถr att skydda dina pengar och data.
Vi stรถder registrerade fรถretag inom Europeiska ekonomiska samarbetsomrรฅdet (EES) och Storbritannien. Godkรคnda fรถretagsformer inkluderar: aktiebolag (AB), enskild firma, frilansare och egenfรถretagare. Observera: enskilda firmor baserade i Storbritannien stรถds inte fรถr nรคrvarande.
Du kan ansรถka online pรฅ bara nรฅgra minuter. Nรคr din ansรถkan รคr inskickad granskar vi den sรฅ snabbt som mรถjligt, och du fรฅr besked direkt till din mejl.
Open your wamo account first, then order your terminal from inside the app. Approval includes a standard business risk check, so a terminal isn't guaranteed for every account, but most eligible Malta businesses are set up quickly. Our Malta team can help if you get stuck.
Yes. wamo is a licensed and regulated electronic money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We follow EU rules on anti-money-laundering, counter-terrorist-financing and data privacy, use industry-leading encryption to protect your money and data, and safeguard customer funds as required for an EMI.
wamo is open to registered businesses, sole traders and freelancers in Malta and across the European Economic Area. You'll just need your business details and a quick identity check to apply.

