free up your time and your business with sub-accounts

A wamo business account gives you as many accounts as your business needs all under one roof.

  • Organise your finances

  • Separate your EUR and GBP income streams

  • Individual sub-accounts for team members

wamo business app

sub-accounts to get organised

Arrange your income streams and payments in whatever way suits you and your business best.

act local, go global with separate sub-accounts for EU and UK business

Choose a EUR or GBP IBAN every time you create a sub-account and designate IBANs per project, currency, client - whatever suits your business needs.

Link virtual or physical cards to a sub-account to streamline spending and reporting. Great for marketing campaigns!

Easily transfer money between accounts. You can make any sub-account your main account as and when you need to.

sub-accounts make it easy to track team expenses

Less admin, more business. Empower your team with allocated sub-accounts and automatically generated reports to make sure you stay informed and in control without even trying.

Free your team. Open a sub-account per team member, issue a linked card in their name and load the account with a set budget. Keep an eye on every sub-account from your wamo dashboard.

wamo business app

The sub-account function is incredibly cool.

The sub-account function is incredibly cool.

Patrick Lebenbauer, owner of marketing company, ftdboost Ltd.

“The sub-account function is incredibly cool for me because I have a number of ventures and business partners -I just have to send them the correct IBAN per project, and from the dashboard, I can see immediately which amount is allocated to which project and person which is incredibly helpful.”

how sub-accounts work


Open a new sub-account in a snap from your wamo dashboard.


Choose the currency and IBAN you want for your new account.


Give it a name and tap to confirm. That’s it!

wamo business app

FAQ LTD incorporated and registered in the United Kingdom under the company registration number 12352849 and the operational office of which is at WeWork, 199 Bishopgate, London EC2M 3TY. wamo operates the website and the app. wamo is not a bank, the current account is an e-money account. Issuance of Electronic Money and payment services is provided by PayrNet Limited. PayrNet holds an amount equivalent to the money in the wamo current accounts in a safeguarding account which gives the customers protection against insolvency. We are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 922901) for the issuing of electronic money. wamo is an EMD agent of PayrNet.

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