Your business, fluent in 22 currencies

Open local accounts in EUR, GBP, USD, DKK, and SEK. Transact in 22 currencies, and manage everything from one place.

22 currencies

Sub-accounts by currency

Instant FX

Your business, fluent in 22 currencies

Open local accounts in EUR, GBP, USD, DKK, and SEK. Transact in 22 currencies, and manage everything from one place.

22 currencies

Sub-accounts by currency

Instant FX

Multi-currency accounts

Open and manage accounts across multiple currencies and trade in 22 currencies seamlessly from a single dashboard.

Currency-specific sub-accounts

Keep finances organised with sub-accounts for different teams, purposes or currencies.

Transparent conversion

Convert currencies instantly with real-time, market-leading FX rates – better than most traditional banks.

Multiple currencies, zero complications

Move your money across borders easily

Send and receive payments in 22 different currencies

Make fast, local-feeling transfers with SWIFT and SEPA payments

Access competitive FX rates, every time you convert

How it works

1

Apply for a wamo account

Once approved, activate your account and you’re ready to start using multiple currencies.

2

Open local accounts

Create local accounts in EUR, GBP, USD, SEK, and DKK, and transact in 22 currencies.

3

Send, receive, convert

Pay globally, get paid in multiple currencies, and convert funds instantly at competitive rates.

4

Track and manage

Stay in control with sub-accounts, monitor spending and balances by currency, team or market.

Simple, transparent pricing to suit your business

Self-employed
Companies

Freemium

€0

/month

You're just getting started and want simple, essential tools to manage your business account.

No setup fee

Business Account with EU IBAN

1 virtual Visa card included

€0.99 per local transfer

1.99% per ATM withdrawal

€9.99

/month

You’re handling multiple projects or clients and need better visibility and control.

Smart

No setup fee

Business Account with EU IBAN

1 physical + 2 virtual Visa cards included

20 free transfers/month

ATM withdrawals: 2 free/month, 5 with annual plan

€19.99

/month

You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

Pro

TOP PICK

No setup fee

Business Account with EU IBAN

3 physical + unlimited virtual Visa cards included

50 free transfers/month

ATM withdrawals: 4 free/month, 10 with annual plan

Self-employed
Companies
Self-employed
Companies

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Why wamo?

Dedicated to businesses of all sizes

For businesses feeling underserved by the banks, we’ve got you.

Secure and compliant

Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.

Real people, genuine support

Every wamo conversation  connects you with a friendly business expert.

Frequently asked questions

Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans

What is a wamo business account?

What is a wamo business account?

What is a wamo business account?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Who can open a wamo account?

Who can open a wamo account?

Who can open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

What documents do I need to apply?

What documents do I need to apply?

What documents do I need to apply?

How much does a wamo business account cost?

How much does a wamo business account cost?

How much does a wamo business account cost?

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.