4.7 Excellent
Carte di debito Visa, prelievi ATM gratuiti, terminali POS con bassi costi di commissione e tracciamento istantaneo delle spese, tutto in una sola app.
Crea un conto wamo in 10 minuti
Carte Visa fisiche e virtuali. Monitora le tue spese in tempo reale e ottieni fino all'1% di cashback.
Why European SMEs choose wamo
Small businesses don't fail for lack of effort. They lose time to admin, fees, and systems built for someone else. wamo exists to give that time back, so you can spend your day on the work that actually grows it.
Small businesses don't fail for lack of effort. They lose time to admin, fees, and systems built for someone else. wamo exists to give that time back, so you can spend your day on the work that actually grows it.
Open in minutes
Set up your business account fully online. No branch visit, no paperwork pile, no waiting weeks for a yes.
Keep more of every sale
Take card payments with wamo POS and spend with physical and virtual Visa cards. Clear costs, no hidden fees.
Money that moves with you
Hold and convert multiple currencies, send and receive locally and across borders, all from one app.
Real people, your language
Get support from a local-language team, not a chatbot maze. Plus AI tools that turn your transactions into time saved.
Ecco un confronto tra wamo e Wise Business
Ecco un confronto tra wamo e Wise Business
Wise Business
Conti
Conti
Costi mensili
Costi mensili
€0/mese
€0/mese
€0/mese
€0/mese
Pronto in pochi minuti
Pronto in pochi minuti
Registrazione senza documentazione cartacea da riempire
Registrazione senza documentazione cartacea da riempire
Pensato davvero per le PMI
Pensato davvero per le PMI
Account manager dedicato per tutti i piani di abbonamento
Account manager dedicato per tutti i piani di abbonamento
Supporto umano per ogni piano di abbonamento
Supporto umano per ogni piano di abbonamento
IBAN incluso
IBAN incluso
Pagamenti globali (22+ valute)
Pagamenti globali (22+ valute)
Global payments (22+ currencies)
Global payments (22+ currencies)
Copertura di numerosi mercati europei
Copertura di numerosi mercati europei
Terminali POS
Terminali POS
Free cash register
Free cash register
Chi si affida già a wamo?
Scopri chi si è già affidato a wamo in Italia per il proprio business.
"wamo offre al nostro team accesso immediato a ciò di cui ha bisogno, con carte dedicate e un’assistenza clienti eccellente, è esattamente quello che stavamo cercando."
Luca Succi
L2MS SRLS
"Con wamo riceviamo l’accredito sul conto già la mattina successiva, a differenza di altre banche che impiegano 3 o 4 giorni."
Rita Boldini
Terme di Bognanco
"Gestiamo facilmente le spese quotidiane del team, le carte e i pagamenti POS, tutto da un’unica app. Wamo semplifica davvero la nostra gestione finanziaria."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Chi si affida già a wamo?
Scopri chi si è già affidato a wamo in Italia per il proprio business.
"wamo offre al nostro team accesso immediato a ciò di cui ha bisogno, con carte dedicate e un’assistenza clienti eccellente, è esattamente quello che stavamo cercando."
Luca Succi
L2MS SRLS
"Con wamo riceviamo l'accredito
sul conto già la mattina successiva, a differenza di altre banche che impiegano 3 o 4
Giorni."
Rita Boldini
Terme di Bognanco
"Gestiamo facilmente le spese quotidiane del team, le carte e i pagamenti POS, tutto da un'unica app. Wamo semplifica davvero la nostra gestione finanziaria."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Chi si affida già a wamo?
Scopri chi si è già affidato a wamo in Italia per il proprio business.
"wamo offre al nostro team accesso immediato a ciò di cui ha bisogno, con carte dedicate e un’assistenza clienti eccellente, è esattamente quello che stavamo cercando."
Luca Succi
L2MS SRLS
"Con wamo riceviamo l'accredito
sul conto già la mattina successiva, a differenza di altre banche che impiegano 3 o 4
Giorni."
Rita Boldini
Terme di Bognanco
"Gestiamo facilmente le spese quotidiane del team, le carte e i pagamenti POS, tutto da un'unica app. Wamo semplifica davvero la nostra gestione finanziaria."
Giuseppe Narcisi
Hotel Il Gelso Bianco
Get the human support you need
We know how important it is to speak to someone who understands your business.
Chat to a real person via in-app chat, Whatsapp or email
Multilingual local support team ready to help
Get fast, helpful answers when you need them most
Prezzi semplici e trasparenti, pensati per la tua attività.
Ditte individuali
Aziende
Ditte individuali
Aziende
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Prezzi semplici e trasparenti, pensati per la tua attività.
Ditte individuali
Aziende
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Ditte individuali
Aziende
Prezzi semplici e trasparenti, pensati per la tua attività.
Ditte individuali
Aziende
Ditte individuali
Aziende
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per prelievo ATM
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
2 prelievi ATM gratuiti al mese /5 con piano annuale
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
4 prelievi ATM gratuiti al mese /10 con piano annuale
€7,000/month commission-free local POS transactions
Domande frequenti
Domande frequenti
Cerca qui la risposta alla tua domanda oppure contattaci. Ci teniamo a non lasciare nulla in sospeso!
Cerca qui la risposta alla tua domanda oppure contattaci. Ci teniamo a non lasciare nulla in sospeso!
Restiamo in contatto
Prenota una chiamata gratuita e parla con un nostro consulente, senza impegno.
Restiamo in contatto
Prenota una chiamata gratuita e parla con un nostro consulente, senza impegno.
Cos'è un conto business wamo?
Il conto wamo è un conto business digitale che ti aiuta a gestire le finanze della tua azienda in modo semplice ed efficace. Puoi inviare e ricevere pagamenti, lavorare con più valute, emettere carte aziendali, automatizzare la contabilità e tenere sotto controllo le spese — tutto da una piattaforma sicura e intuitiva, disponibile su mobile e desktop.
Il conto wamo è sicuro e conforme alle normative?
Sì. Siamo un istituto di moneta elettronica (EMI) autorizzato e regolamentato dall'Autorità finlandese di vigilanza finanziaria (FIN-FSA). Rispettiamo le normative UE in materia di antiriciclaggio (AML), contrasto al finanziamento del terrorismo (CTF) e protezione dei dati. Usiamo standard di sicurezza bancari per proteggere i tuoi fondi e le tue informazioni.
Chi può aprire un conto wamo?
Supportiamo aziende registrate nello Spazio Economico Europeo (SEE) e nel Regno Unito. Le tipologie ammesse includono: Società a responsabilità limitata (SRL) Società per azioni (SPA) Lavoratori autonomi, freelance e liberi professionisti Nota: Attualmente non supportiamo ditte individuali con sede nel Regno Unito.
Come si apre un conto wamo?
Puoi fare richiesta online in pochi minuti. Dopo aver inviato la tua domanda, la esamineremo il prima possibile e riceverai l’esito direttamente via email.
Siamo dalla parte delle imprese
Invia una richiesta in meno di 10 minuti. Ottieni gli strumenti e il supporto per gestire le cose come vuoi tu - fin da subito.
Siamo dalla parte delle imprese
Invia una richiesta in meno di 10 minuti. Ottieni gli strumenti e il supporto per gestire le cose come vuoi tu - fin da subito.