4.6 Excellent
The card your business deserves
The card your business deserves
The card your business deserves
Virtual and physical Visa Debit cards with spend tracking and up to 1% cashback
Virtual and physical Visa Debit cards with spend tracking and up to 1% cashback
Spend smarter, scale faster
Issue physical and virtual cards, set limits, and manage every payment — all in one place.
Card in hand in 60 seconds
Create and spend instantly without the wait
Freeze any card in 1 tap
Set rules and manage your funds with total security
Never overspend again
Track every payment as it happens with real-time insights
Spend smarter, scale faster
Spend smarter,
scale faster
Issue physical and virtual cards, set limits, and manage every payment — all in one place.
Card in hand in 60 seconds
Create and spend instantly without the wait
Card in hand in 60 seconds
Create and spend instantly without the wait
Freeze any card in 1 tap
Set rules and manage your funds with total security
Freeze any card in 1 tap
Set rules and manage your funds with total security
Never overspend again
Track every payment as it happens with real-time insights
Never overspend again
Track every payment as it happens with real-time insights
Get paid to spend
Get paid to spend
Turn overhead into a new revenue stream.
Earn up to 1% cashback on eligible card purchases.
Turn overhead into a new revenue stream.
Earn up to 1% cashback on eligible card purchases.
Your first card is only 10 mins away
Your first card is only 10 mins away
No paperwork, no branch visits, no waiting
No paperwork, no branch visits, no waiting
Open your account
Apply in 10 minutes and get approved for a borderless business account.
Open your account
Apply in 10 minutes and get approved for a borderless business account.
Issue cards instantly
Launch virtual cards in 60 seconds; order physical cards with a few taps.
Issue cards instantly
Launch virtual cards in 60 seconds; order physical cards with a few taps.
Control every cent
Set custom limits for your team and track all spending in real-time.
Control every cent
Set custom limits for your team and track all spending in real-time.
Simple, transparent pricing to suit your business
Self-employed
Companies
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
€5000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
€7000/month commission-free local POS transactions
Simple, transparent pricing to suit your business
Self-employed
Companies
Freemium
You're just getting started and want simple, essential tools to manage your business account.
0€
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
Smart
You’re handling multiple projects or clients and need better visibility and control.
10€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
€5000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
20€
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
€7000/month commission-free local POS transactions
Simple, transparent pricing to suit your business
Self-employed
Companies
Freemium
No paperwork. Just tools. Start for free. Pay only when you transact.
0€
11 $
/month
No setup fee
Business account with EU IBAN
€0.99 per local transfer
ATM withdrawals: 2% per transaction
1 physical + 1 virtual Visa cards included
Start
You're a new business with light banking needs or want to keep your banking simple.
20€
15 $
/month
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 physical + 1 virtual Visa cards included
€5000/month commission-free local POS transactions
Grow
You're running multiple projects or teams and want better financial clarity and tools.
50€
15 $
/month
per user, billed annually
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€15000/month commission-free local POS transactions
Scale
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
99€
15 $
/month
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
€20000/month commission-free local POS transactions
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRL
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel Il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRL
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel Il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRL
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel Il Gelso Bianco
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Why businesses choose wamo
Why businesses choose wamo
Built for you
No branch visits, no waiting, and no bureaucracy. Just a fast, reliable way to scale your business.
Built for you
No branch visits, no waiting, and no bureaucracy. Just a fast, reliable way to scale your business.
Built for you
No branch visits, no waiting, and no bureaucracy. Just a fast, reliable way to scale your business.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority, and compliant with EU data privacy rules.
Sicuro e conforme alla normativa europea
Authorised by the Finnish Financial Supervisory Authority, and compliant with EU data privacy rules.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority, and compliant with EU data privacy rules.
Human support, 7 days a week
Whenever you need us, a real person is ready to help.
Human support, 7 days a week
Whenever you need us, a real person is ready to help.
Human support, 7 days a week
Whenever you need us, a real person is ready to help.
Frequently asked questions
Get answers to common questions about our pricing and plans
Reach out to us for help
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include: Limited Liability Companies (LLC) Public Limited Companies (PLC) Sole traders, freelancers, and self-employed professionals Please note: UK-based sole traders are not currently supported.
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
To apply for a wamo business account, you’ll need: Your business’s operating address A short description of your business and where it operates How do you plan to use your wamo account Proof of identity (including a biometric check) Your preferred wamo plan
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.