the business account that helps you grow

It takes 10mins to apply for a wamo account. All you need to start is an ID and your company registration number.

  • Payment options that make life easier

  • Physical & virtual cards for you and the team

  • Multiple accounts and IBANs

wamo business app

everything in one place



Get organised in a snap with sub-accounts

Create sub-accounts with EU or GB IBANs to do business like a local in Europe and the UK.



Virtual & physical Visa debit cards for everyone

Give each employee a wamo card of their own. Virtual cards for speed and security, physical cards for carrying and withdrawals.



Make and take payments in a tap

Use wamo’s multiple payment options - like payment links, QR and cards - to start doing business instantly.

This app became a revolution for my business.

Matteo Bertozzi, owner of The Rootz Bar, Valletta

It is a great pleasure to work with wamo, the customer service and ease of use of the system has made our life much easier. Would definitely recommend.

Yvette. From Hans Cauchi

Before wamo, it was taking forever to open a bank account for my business and I could only accept payments in cash. Now I accept Apple Pay and Revolut payments straight into my wamo contactless account.

Karolina Rostkowska, owner of il-lokal, Valletta

choose your plan

wamo subscriptions are designed to meet you where your business is at and grow with you as your needs change. Choose from €19.99 to €99.99, you can change as you grow.




Best for micro or small businesses.




Best for growing, or small & medium sized business.




Best for medium to large businesses or corporations.

wamo subscriptions are designed to meet you where your business is at and grow with you as your needs change. Choose from €19.99 to €99.99, you can change as you grow.

how its works


download the app


share a few details


verify your identity


we’ll do the rest!

Download wamo business and you’ll be taken through a quick, easy registration process. You can do this on your desktop but it’s a better experience on the app.


Wamo.Io LTD incorporated and registered in the United Kingdom under the company registration number 12352849 and the operational office of which is at Technique Building 132-140 Goswell Road, Unit 3, London, United Kingdom, EC1V 7DY. Wamo.Io LTD (Firm Reference Number 922901) is an EMD agent of PayrNet Ltd which is an Electronic Money Institution authorised by the FCA under the Electronic Money Regulations 2011 (EMR’s) with Firm Reference Number 900594.

Wamo Solutions Ltd is registered under the Laws of Malta with company registration number C97355 and registered office at Dragonara Business Centre, 5th Floor, Dragonara Road, St. Julians STJ 3141, Malta. Wamo Solutions Ltd is an EMD agent of UAB “PAYRNET” which is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (authorization code LB001994, license reference 72).

The wamo card is issued pursuant to licence from Visa. UK issuance is conducted by PayrNet Ltd and EU issuance is conducted by UAB PayrNet. wamo operates the website and the app. wamo is not a bank, the current account is an e-money account. Issuance of Electronic Money and payment services is provided by PayrNet Limited. The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be safeguarded in one or more segregated bank accounts with a regulated third party credit institution and not lent out, which gives you protection against insolvency, in accordance with the provisions of the Electronic Money Regulations 2011.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced consent of the owner