Grow faster with multi-currency accounts
Grow faster with multi-currency accounts
As your business expands, so should your account capabilities. Create multiple sub-accounts with EUR or GBP IBANs in just a few clicks.
Open an account
Open an account
In less than 10 minutes. No paperwork.
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Supports multi-currency accounts
Create separate EUR & GBP currency accounts to make and receive international payments like a local.
Link cards to separate accounts
Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.
Organised finances
Create multiple accounts for projects or for individual team members. Whatever works for your business!
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
More flexibility with multi-currency accounts
More flexibility with multi-currency accounts
Create up to 10 sub-accounts
Create up to 10 sub-accounts
Create up to 10 sub-accounts
Get GBP & EUR IBANs
Get GBP & EUR IBANs
Get GBP & EUR IBANs
Easy local & international payments
Easy local & international payments
Easy local & international payments
Account - 2234
€5,044.04
Team Expenses
Account - 2234
€5,044.04
Team Expenses
Account - 2234
€5,044.04
Team Expenses
Marketing Budget
Account - 2234
£45,034.00
Marketing Budget
Account - 2234
£45,034.00
Marketing Budget
Account - 2234
£45,034.00
Link each business debit card to its own sub-account
Link each business debit card to its own sub-account
High spending limits on all debit cards
High spending limits on all debit cards
High spending limits on all debit cards
Choose your card currency
Choose your card currency
Choose your card currency
Easy to manage & control spending
Easy to manage & control spending
Easy to manage & control spending
Get organised, be ready for business
Get organised, be ready for business
Flexible accounts for specific needs
Flexible accounts for specific needs
Flexible accounts for specific needs
Never go over budget again
Never go over budget again
Never go over budget again
Save for everyday expenses
Save for everyday expenses
Save for everyday expenses
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
Frequently asked questions
What is a sub-account?
A sub-account is an additional account that sits within your existing wamo business account.
Each sub-account has its own balance, unique IBAN and account details that you can use to send and receive money. The total balance of your overall wamo business account is equal to the sum of all your sub-account balances.
Sub-accounts are the same as multi-currency accounts, letting you use different currencies in one account. You can choose the main currency for each sub-account - either Euros (EUR) or Pounds (GBP).
How to set up sub-accounts?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What are examples of sub-accounts?
The flexibility of sub-accounts means that you can tailor them exactly to your business needs to improve your account organisation. Here are some of the 3 most popular examples of sub-accounts:
Organise your finances based on currency, partner, project, expenses or team member to avoid exchange rate fees and get individual statements for each sub-account.
Easily manage expense accounts for Google or Facebook marketing ad campaigns to allocate budgets and link virtual debit cards instantly.
Delegate limited access to certain team members for a designated sub-account. This allows them to monitor activity in that sub-account only, not your overall wamo account.
What type of IBAN does a sub-account have?
If your business is registered in the EEA, your EUR (€) sub-accounts will have a Netherlands (NL) IBAN and your GBP (£) sub-accounts will have a United Kingdom (GB) IBAN.
If your business is registered in the United Kingdom, both your GBP (£) and EUR (€) sub-accounts will have a United Kingdom (GB) IBAN.
All GBP sub-accounts with GB IBANs have a UK sort code and account number.
How much does a sub-account cost?
It doesn’t cost anything to open a sub-account!
Opening multiple sub-accounts is completely free for any business type and account plan.
What is the difference between an account and a sub-account?
A sub-account is a part of your overall business account. Your account is the overall wamo business account that you opened, meaning you can create sub-accounts within a business account.
What is a sub-account?
A sub-account is an additional account that sits within your existing wamo business account.
Each sub-account has its own balance, unique IBAN and account details that you can use to send and receive money. The total balance of your overall wamo business account is equal to the sum of all your sub-account balances.
Sub-accounts are the same as multi-currency accounts, letting you use different currencies in one account. You can choose the main currency for each sub-account - either Euros (EUR) or Pounds (GBP).
How to set up sub-accounts?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What are examples of sub-accounts?
The flexibility of sub-accounts means that you can tailor them exactly to your business needs to improve your account organisation. Here are some of the 3 most popular examples of sub-accounts:
Organise your finances based on currency, partner, project, expenses or team member to avoid exchange rate fees and get individual statements for each sub-account.
Easily manage expense accounts for Google or Facebook marketing ad campaigns to allocate budgets and link virtual debit cards instantly.
Delegate limited access to certain team members for a designated sub-account. This allows them to monitor activity in that sub-account only, not your overall wamo account.
What type of IBAN does a sub-account have?
If your business is registered in the EEA, your EUR (€) sub-accounts will have a Netherlands (NL) IBAN and your GBP (£) sub-accounts will have a United Kingdom (GB) IBAN.
If your business is registered in the United Kingdom, both your GBP (£) and EUR (€) sub-accounts will have a United Kingdom (GB) IBAN.
All GBP sub-accounts with GB IBANs have a UK sort code and account number.
How much does a sub-account cost?
It doesn’t cost anything to open a sub-account!
Opening multiple sub-accounts is completely free for any business type and account plan.
What is the difference between an account and a sub-account?
A sub-account is a part of your overall business account. Your account is the overall wamo business account that you opened, meaning you can create sub-accounts within a business account.
What is a sub-account?
A sub-account is an additional account that sits within your existing wamo business account.
Each sub-account has its own balance, unique IBAN and account details that you can use to send and receive money. The total balance of your overall wamo business account is equal to the sum of all your sub-account balances.
Sub-accounts are the same as multi-currency accounts, letting you use different currencies in one account. You can choose the main currency for each sub-account - either Euros (EUR) or Pounds (GBP).
How to set up sub-accounts?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What are examples of sub-accounts?
The flexibility of sub-accounts means that you can tailor them exactly to your business needs to improve your account organisation. Here are some of the 3 most popular examples of sub-accounts:
Organise your finances based on currency, partner, project, expenses or team member to avoid exchange rate fees and get individual statements for each sub-account.
Easily manage expense accounts for Google or Facebook marketing ad campaigns to allocate budgets and link virtual debit cards instantly.
Delegate limited access to certain team members for a designated sub-account. This allows them to monitor activity in that sub-account only, not your overall wamo account.
What type of IBAN does a sub-account have?
If your business is registered in the EEA, your EUR (€) sub-accounts will have a Netherlands (NL) IBAN and your GBP (£) sub-accounts will have a United Kingdom (GB) IBAN.
If your business is registered in the United Kingdom, both your GBP (£) and EUR (€) sub-accounts will have a United Kingdom (GB) IBAN.
All GBP sub-accounts with GB IBANs have a UK sort code and account number.
How much does a sub-account cost?
It doesn’t cost anything to open a sub-account!
Opening multiple sub-accounts is completely free for any business type and account plan.
What is the difference between an account and a sub-account?
A sub-account is a part of your overall business account. Your account is the overall wamo business account that you opened, meaning you can create sub-accounts within a business account.
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.