Free POS, fully integrated with your business account
Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.
Sell anywhere
No upfront cost
Next-day settlements
Free POS, fully integrated with your business account
Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.
Sell anywhere
No upfront cost
Next-day settlements
Free POS, fully integrated with your business account
Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.
Sell anywhere
No upfront cost
Next-day settlements
Keep more of what you earn with low fees
Keep more of what you earn with low fees
No monthly charges, no hidden fees. Our POS terminals cost nothing to buy or set up when you open a wamo business account .
No monthly charges, no hidden fees. Our POS terminals cost nothing to buy or set up when you open a wamo business account .
Accept payments anywhere
Take in-person payments wherever customers are, with 22 currencies supported.
Set up in minutes
Fast and 100% digital onboarding, without unnecessary paperwork.
All your sales together
Automatically match payments to your sub-accounts and view all sales in one place.
More built-in tools for business
Every wamo account is equipped with multi-currency access (22 currencies), in-app invoicing, and Visa Debit cards – core infrastructure for managing expenses, payments, and international operations.
How it works
1
Apply for a wamo account
Once opened, you can order your POS machine right from your wamo account.
2
Activate your POS
Start accepting the most popular local and international payment methods in your country.
3
Customise for business
Assign POS transactions to specific sub-accounts, categories, or branches for clearer reporting.
4
Sell anywhere and track live
Use your POS in-store or on the go. Sales data syncs directly to your dashboard.
Your choice of POS
POS machines with no upfront costs getting in the way of business.
POS machines with no upfront costs getting in the way of business.
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
Mobile S1F2
The ultimate all-rounder for small business owners
Versatile functionality
Accept payments and access apps right from the terminal.
Print anywhere
Built-in printing streamlines your on-the-go sales.
Powerful performance
Quad-core Android 10 processor speeds up payments.
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
P400 Plus
The ideal checkout companion for retailers
User-friendly design
Featuring a large touchscreen and tactile buttons
Connected experience
Beacon & Bluetooth for cutting-edge payments
Customizable options
Personalize your terminal with ads and integrated audio
For all sizes of businesses
We’re for companies of all sizes across Europe.
We’re for companies of all sizes across Europe.
Self-employed
Easy payments and more ways to run business, save time and cut the red tape.
Companies
Competitive rates, expert support, and sophisticated tools you can bank on.
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Why wamo?
Dedicated to businesses of all sizes
For businesses feeling underserved by the banks, we’ve got you.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.
Real people, genuine support
Every wamo conversation connects you with a friendly business expert.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.