Free POS, fully integrated with your business account

Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.

Sell anywhere

No upfront cost

Next-day settlements

Free POS, fully integrated with your business account

Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.

Sell anywhere

No upfront cost

Next-day settlements

Free POS, fully integrated with your business account

Open your wamo account for a free POS terminal. Our low transaction fees start from just 0.85%.

Sell anywhere

No upfront cost

Next-day settlements

Keep more of what you earn with low fees

Keep more of what you earn with low fees

No monthly charges, no hidden fees. Our POS terminals cost nothing to buy or set up when you open a wamo business account .

No monthly charges, no hidden fees. Our POS terminals cost nothing to buy or set up when you open a wamo business account .

Terminal device

Terminal device

Terminal device

€89

Free

with your wamo account

Fees starting at

0.85%

per transaction*

Accept payments anywhere

Take in-person payments wherever customers are, with 22 currencies supported.

Set up in minutes

Fast and 100% digital onboarding, without unnecessary paperwork.

All your sales together

Automatically match payments to your sub-accounts and view all sales in one place.

More built-in tools for business

Every wamo account is equipped with multi-currency access (22 currencies), in-app invoicing, and Visa Debit cards – core infrastructure for managing expenses, payments, and international operations. 

How it works

1

Apply for a wamo account

Once opened, you can order your POS machine right from your wamo account.

2

Activate your POS

Start accepting the most popular local and international payment methods in your country.

3

Customise for business

Assign POS transactions to specific sub-accounts, categories, or branches for clearer reporting.

4

Sell anywhere and track live

Use your POS in-store or on the go. Sales data syncs directly to your dashboard.

Your choice of POS

POS machines with no upfront costs getting in the way of business. 
POS machines with no upfront costs getting in the way of business. 

Mobile S1F2

The ultimate all-rounder for small business owners

Versatile functionality

Accept payments and access apps right from the terminal.

Print anywhere

Built-in printing streamlines your on-the-go sales.

Powerful performance

Quad-core Android 10 processor speeds up payments.

Mobile AMS1

A multifunctional terminal designed for easy operation

One device, multiple uses

Use apps and take payments all from a single device

Quick transactions

Reduce wait times with on-the-go payment processing

Portable flexibility

Super-long battery life lets you take payments on-the-go

P400 Plus

The ideal checkout companion for retailers

User-friendly design

Featuring a large touchscreen and tactile buttons

Connected experience

Beacon & Bluetooth for cutting-edge payments

Customizable options

Personalize your terminal with ads and integrated audio

For all sizes of businesses

We’re for companies of all sizes across Europe.
We’re for companies of all sizes across Europe.

Self-employed

Easy payments and more ways to run business, save time and cut the red tape.

Companies

Competitive rates, expert support, and sophisticated tools you can bank on.

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Why wamo?

Dedicated to businesses of all sizes

For businesses feeling underserved by the banks, we’ve got you.

Secure and compliant

Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.

Real people, genuine support

Every wamo conversation  connects you with a friendly business expert.

Frequently asked questions

Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans

What is a wamo business account?

What is a wamo business account?

What is a wamo business account?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Who can open a wamo account?

Who can open a wamo account?

Who can open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

What documents do I need to apply?

What documents do I need to apply?

What documents do I need to apply?

How much does a wamo business account cost?

How much does a wamo business account cost?

How much does a wamo business account cost?

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.