Sole-trader account and debit card
Tired of financial hold-ups? Fast account opening for sole traders! EURO IBAN account, Visa Debit Cards, currency exchange, SEPA, SWIFT and more; we’re by your side to help you grow.
Excellent
4.4 out of 5
based on 252 reviews
Excellent
4.4 out of 5
Excellent
4.4 out of 5
A business account designed for your solo journey
A business account designed for your solo journey
EUR and GBP IBAN accounts
Multiple accounts to suit your needs
Easy local & international payments
Local and global payments for sole traders
Local and global payments for sole traders
Make and take local and international payments wherever you are
Fixed fees on your payments
Feel secure about where money is going
Get your wamo account for FREE
Get your wamo account for FREE
Start using wamo as a sole-trader for FREE
Free cards for all sole-trader plans
Save 20% and earn cashback with annual
Sole trader onboarding now available across the EEA and UK!
Sole trader onboarding now available across the EEA and UK!
Sole trader onboarding is now available for all EEA countries and the UK! If you're in another country, join the waitlist to be notified when onboarding becomes available in your region.
Business debit cards tailored to your needs.
Physical and virtual debit cards
High spending limits
Link cards to sub-accounts
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Bank protection
Your money is protected by a licensed bank in a safeguarded account.
Bank protection
Your money is protected by a licensed bank in a safeguarded account.
Bank protection
Your money is protected by a licensed bank in a safeguarded account.
Account security
3D Secure authentication on all card payments to keep you safe.
Account security
3D Secure authentication on all card payments to keep you safe.
Account security
3D Secure authentication on all card payments to keep you safe.
Powerful controls
Get notified on every transaction. Freeze, delete, or block your company cards in seconds.
Powerful controls
Get notified on every transaction. Freeze, delete, or block your company cards in seconds.
Powerful controls
Get notified on every transaction. Freeze, delete, or block your company cards in seconds.
Stay up-to-date
Realtime notifications and emails for every payment. Instant alerts if fraud is suspected.
Stay up-to-date
Realtime notifications and emails for every payment. Instant alerts if fraud is suspected.
Stay up-to-date
Realtime notifications and emails for every payment. Instant alerts if fraud is suspected.
Frequently asked questions
How fast can wamo open an account for a sole-trader?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What documents are needed to get a sole-trader account?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What countries and sectors are eligible for a sole-trader account?
You’ll be able to apply to a wamo business accounts for sole traders, freelancers or self self employed if your company is registered in Malta, Italy, Finland or Spain.
Eligible business types
The following businesses types are eligible for a wamo business account:
Limited Liability Company (LLC)
Public Limited Company (PLC)
Self-employed, sole trader or freelancer
Eligible industries include LLCs and PLCs, but exclude charities, cooperatives, public sectors, private foundations or trusts, and unregistered businesses. Industries related to adult entertainment, cryptocurrency, gambling, illegal drugs, and others listed as prohibited are ineligible.
How fast can wamo open an account for a sole-trader?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What documents are needed to get a sole-trader account?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What countries and sectors are eligible for a sole-trader account?
You’ll be able to apply to a wamo business accounts for sole traders, freelancers or self self employed if your company is registered in Malta, Italy, Finland or Spain.
Eligible business types
The following businesses types are eligible for a wamo business account:
Limited Liability Company (LLC)
Public Limited Company (PLC)
Self-employed, sole trader or freelancer
Eligible industries include LLCs and PLCs, but exclude charities, cooperatives, public sectors, private foundations or trusts, and unregistered businesses. Industries related to adult entertainment, cryptocurrency, gambling, illegal drugs, and others listed as prohibited are ineligible.
How fast can wamo open an account for a sole-trader?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What documents are needed to get a sole-trader account?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What countries and sectors are eligible for a sole-trader account?
You’ll be able to apply to a wamo business accounts for sole traders, freelancers or self self employed if your company is registered in Malta, Italy, Finland or Spain.
Eligible business types
The following businesses types are eligible for a wamo business account:
Limited Liability Company (LLC)
Public Limited Company (PLC)
Self-employed, sole trader or freelancer
Eligible industries include LLCs and PLCs, but exclude charities, cooperatives, public sectors, private foundations or trusts, and unregistered businesses. Industries related to adult entertainment, cryptocurrency, gambling, illegal drugs, and others listed as prohibited are ineligible.