Self-employed accounts
For sole traders, entrepreneurs, contractors and cross-border operators.
22 currencies
Instant payments
No hidden fees
Self-employed accounts
For sole traders, entrepreneurs, contractors and cross-border operators.
22 currencies
Instant payments
No hidden fees
Self-employed accounts
For sole traders, entrepreneurs, contractors and cross-border operators.
22 currencies
Instant payments
No hidden fees
Features that work as hard as you do
Our tools are designed specifically for business.
Our tools are designed specifically for business.
Fast, global payments
Send, receive & convert across 22 currencies with no hidden fees.
Smart expense tools
Easily separate and track spend with sub-accounts and custom card limits.
Expert support
Every wamo interaction connects you with a business expert.
Fast, global payments
Send, convert and receive money quickly and clearly.
Instant SEPA and SWIFT payments from app
Transparent FX with 22 currencies
Local IBANs for professional service
Pay suppliers globally with ease
Smart expense tools
Keep business spend organised and in your control.
Create sub-accounts instantly
Set spending limits per card
Export expenses easily
Real-time notifications for all spend
Expert support
Support that treats you like a VIP, not a number.
Real human chat support
Fast responses, no endless waits
Multi-language help
Proactive tips from business experts
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Pay less, do more
Make the most of your money with simple, flexible pricing designed for entrepreneurs.
Make the most of your money with simple, flexible pricing designed for entrepreneurs.
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control. |
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently. |
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
What to expect when opening your account
You could get started with wamo in minutes, not days.
Sign up online
Complete our simple application in a few minutes.
Business details, including directors if applicable
Verify your identity
You are securely verified to keep your account safe.
You'll need proof of identity and address, including biometric check.
Use your account
Most applications are approved within 24 hours.
First stop, activate your account and create your virtual card.
Tips and tech
Frequently asked questions
Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans
What is a wamo business account?
What is a wamo business account?
What is a wamo business account?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Who can open a wamo account?
Who can open a wamo account?
Who can open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
What documents do I need to apply?
What documents do I need to apply?
What documents do I need to apply?
How much does a wamo business account cost?
How much does a wamo business account cost?
How much does a wamo business account cost?
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.
