New feature

Make your invoicing effortless

Make your invoicing effortless

Create, send, and track professional invoices instantly with wamo — anytime, anywhere, at no cost.

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits
Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits
Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits

Rapid invoice creation

Rapid invoice creation

Quickly populate the templated e-invoice with saved line items

Quickly populate the templated e-invoice with saved line items

Quickly populate the templated e-invoice with saved line items

Create fully-compliant accounts-ready invoices

Create fully-compliant accounts-ready invoices

Create fully-compliant accounts-ready invoices

In-app invoicing provides on-the-go convenience

In-app invoicing provides on-the-go convenience

In-app invoicing provides on-the-go convenience

Effortlessly add discounts to individual lines or whole invoices

Effortlessly add discounts to individual lines or whole invoices

Effortlessly add discounts to individual lines or whole invoices

Get paid quicker at no cost

Get paid quicker at no cost

Easily reshare invoices to keep clients on track

Easily reshare invoices to keep clients on track

Easily reshare invoices to keep clients on track

Real-time in-app invoice status tracking

Real-time in-app invoice status tracking

Real-time in-app invoice status tracking

Get notified when invoices are sent, paid or overdue

Get notified when invoices are sent, paid or overdue

Get notified when invoices are sent, paid or overdue

Receive instant payment with streamlined bank transfers

Receive instant payment with streamlined bank transfers

Receive instant payment with streamlined bank transfers

Everything in one place

Everything in one place

Auto-populate invoices with saved client information

Auto-populate invoices with saved client information

Auto-populate invoices with saved client information

Set default payment schedules or tailor terms for each invoice

Set default payment schedules or tailor terms for each invoice

Set default payment schedules or tailor terms for each invoice

Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success

Your guide to instant invoicing

Access invoicing from your dashboard

Just tap “create invoice” to get started!

Use our template or design your own invoice

Review and send in a click

Track invoice status and get paid quicker

Your guide to instant invoicing

Your guide to instant invoicing

Less admin hassle means more time to grow your business

No more time-wasting manual billing for your business invoices. Automate your process with wamo and reclaim your team’s time.

Professional invoicing meets in-app convenience

Easily tailor your template, send invoices and get paid all from your mobile. Invoicing has never been easier!

Apply in less than 10 minutes

Get a decision within 24 hours.

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

Frequently asked questions

How much does invoicing on wamo cost?

Invoicing capabilities are included with any wamo business account. 

Can I create recurring invoices on wamo?

Yes! You can set up recurring invoices for retainer clients, ongoing subscriptions, regular customers and more.

How will my clients pay wamo invoices?

Once they’ve been invoiced, your clients can either pay by card or bank transfer using the secure payment link included on your invoice. 

Funds will show in your wamo account instantly.

Does wamo invoicing integrate with accounting software?

Yes! All your invoice data syncs automatically to a linked Xero account. We’re working on configuring integrations for more accounting software.

How do I invoice someone with wamo?

With wamo, invoicing is easy. Open the wamo app, input the details of your client, customer or subscriber, populate the invoice, generate your unique payment link and send! It’s that easy.

How many free invoice templates are there?

number

Do I need invoicing software to use wamo’s invoice system?

You can use the wamo invoicing system to send invoices to clients, customers and subscribers directly, without needing any other invoicing software.

If you’re already using invoicing software, such as Xero, you can integrate your account into wamo for seamless invoice reconciliation.

How much does invoicing on wamo cost?

Invoicing capabilities are included with any wamo business account. 

Can I create recurring invoices on wamo?

Yes! You can set up recurring invoices for retainer clients, ongoing subscriptions, regular customers and more.

How will my clients pay wamo invoices?

Once they’ve been invoiced, your clients can either pay by card or bank transfer using the secure payment link included on your invoice. 

Funds will show in your wamo account instantly.

Does wamo invoicing integrate with accounting software?

Yes! All your invoice data syncs automatically to a linked Xero account. We’re working on configuring integrations for more accounting software.

How do I invoice someone with wamo?

With wamo, invoicing is easy. Open the wamo app, input the details of your client, customer or subscriber, populate the invoice, generate your unique payment link and send! It’s that easy.

How many free invoice templates are there?

number

Do I need invoicing software to use wamo’s invoice system?

You can use the wamo invoicing system to send invoices to clients, customers and subscribers directly, without needing any other invoicing software.

If you’re already using invoicing software, such as Xero, you can integrate your account into wamo for seamless invoice reconciliation.

How much does invoicing on wamo cost?

Invoicing capabilities are included with any wamo business account. 

Can I create recurring invoices on wamo?

Yes! You can set up recurring invoices for retainer clients, ongoing subscriptions, regular customers and more.

How will my clients pay wamo invoices?

Once they’ve been invoiced, your clients can either pay by card or bank transfer using the secure payment link included on your invoice. 

Funds will show in your wamo account instantly.

Does wamo invoicing integrate with accounting software?

Yes! All your invoice data syncs automatically to a linked Xero account. We’re working on configuring integrations for more accounting software.

How do I invoice someone with wamo?

With wamo, invoicing is easy. Open the wamo app, input the details of your client, customer or subscriber, populate the invoice, generate your unique payment link and send! It’s that easy.

How many free invoice templates are there?

number

Do I need invoicing software to use wamo’s invoice system?

You can use the wamo invoicing system to send invoices to clients, customers and subscribers directly, without needing any other invoicing software.

If you’re already using invoicing software, such as Xero, you can integrate your account into wamo for seamless invoice reconciliation.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.