On a mission to serve businesses better

We’re about opening doors, tearing down borders, and supporting businesses to find what’s possible. 

Why wamo is here?

Unlike traditional banking and the first wave of digital banks – which pushed standardised products and eliminated ‘personal service’ from their portfolios – wamo tools and services are built for the explicit needs of business today. 
Everything we do is designed to:

Eliminate the unknown and red tape

Reduce financial and administrative friction

Reduce the time it takes to sort out payments and finance

We’re here to make doing business simpler, so trade can flow smoothly wherever you go.

We’re here to make doing business simpler, so trade can flow smoothly wherever you go.

You can bank on our guiding principles

The wamo business model serves the needs of business and business only.

Design for real business needs

We build with purpose — creating tools that solve the everyday challenges of small business finance.

Support growth with real people

Automation is powerful, but when things get complex, our multilingual team is here with hands-on support.

Innovate to save you time

From fast onboarding to smart dashboards and quick credit access, we focus on what moves your business forward.

Security is our #1

Your money and data are protected with banking-grade security. We take compliance seriously, so you don’t have to worry.

Regulatory compliance with AML, CTF, and fraud regulations in the UK & EU

Transactions secured with multi-factor authentication

Real-time fraud monitoring and alerts

Secure login and data encryption across all devices

Where you’ll find us

We’re a branchless business with offices positioned in the hustle bustle of key European centres.

wamo Helsinki Office

Lapinlahdenkatu 16, Helsinki, Uusimaa 00180, FI

wamo London Office

132-140 Goswell Road, Technique Building, London, England EC1V 7DY, GB

wamo Malta Office

Portomaso Tower, Level 11, San Ġiljan, Saint Julian's STJ 4011, MT

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.