The smarter way for small businesses to manage their finances

A business account for payments, invoicing, expense management, and instant currency exchange

Speak with an expert

Speak with an expert

Excellent

323 reviews on

+5,000 happy customers

Get 3 months

of wamo Grow on us

Take your business to the next level with all the tools you need to scale - absolutely free for the first three months when you choose a monthly subscription. Here's what you'll get:

0.5% cashback on all spending

5 fee-free ATM withdrawals

50 free local transfers

Unlimited virtual Visa cards

Offer available 1 Dec - 31 Dec 2024

Get 3 months

of wamo Grow on us

Take your business to the next level with all the tools you need to scale - absolutely free for the first three months when you choose a monthly subscription. Here's what you'll get:

0.5% cashback on all spending

5 fee-free ATM withdrawals

50 free local transfers

Unlimited virtual Visa cards

Offer available 1 Dec - 31 Dec 2024

Get 3 months

of wamo Grow on us

Take your business to the next level with all the tools you need to scale - absolutely free for the first three months when you choose a monthly subscription. Here's what you'll get:

0.5% cashback on all spending

5 fee-free ATM withdrawals

50 free local transfers

Unlimited virtual Visa cards

Offer available 1 Dec - 31 Dec 2024

Your company

deserves better

Simplify global operations, streamline expenses, and access human-led support — open your wamo account in just 10 minutes to unlock all these benefits.

Speak with an expert

Speak with an expert

Hello, business owner👋

Polly here from support.

How can I help you today?

Sure, you can! Let me collaborate you with this!

Can I issue a virtual debit card for my gbp account ?

Get the human support you need

Contact us in-app or via web chat

Connect with us on WhatsApp for prompt assistance

Get tailored guidance to help your business thrive

Main

€18,999.76

Main euro account

kr.8,999.76

Marketing account

Ft18,223.00

Expense account

£1,000.00

UK Marketing account

Global business,
simplified

Accept payments in 24 currencies

Local GB, DKK and LU IBANs

Do business in EUR, GBP, DKK, SEK & more

Exchange

Convert funds between accounts

Bulk payment

Pay multiple recipients at once

to

Morgan Tyler

-£1.800.99

Tomorrow

Scheduled

weekly, until Jan 15, 2024

to

Avery Morgan Ellis

20 July 2023, 20:00

-€920.00

Send money

End-to-end financial solutions

Payment systems from wamo Pay

Easy in-app invoicing

Xero integration for easy accounting

Total cash flow control

Unlimited virtual and physical cards for your team
Real-time expense tracking and team management

Up to 1% cashback on all your business spending

Show details

Freeze

Trusted by

top institutions

Trusted by top institutions

Trusted by top institutions

Security is

our cornerstone

Licensed and regulated

wamo is authorized as an EMI (Electronic Money Institution), with your funds safeguarded in a licensed bank account.

Always
secure

Always secure

Always secure

We use two-factor authentication and advanced fraud monitoring to keep your account safe around the clock.

Bank-grade encryption

Sensitive data is encrypted to the highest bank-level standards, ensuring your information remains secure.

Fraud protection, 24/7

Our systems continuously monitor your account to detect and flag any potential fraudulent activity immediately.

Effortless international and local business payments. Make or take payments anywhere, anytime with wamo's online business account.
Effortless international and local business payments. Make or take payments anywhere, anytime with wamo's online business account.
Effortless international and local business payments. Make or take payments anywhere, anytime with wamo's online business account.

New invoice

€1,040.76

Summer event fu..

£25,000.00

UK expenses

Why entrepreneurs choose wamo?

Everything need to succeed, all from one simple account:


No hidden fees, just total transparency
Instant SWIFT & SEPA payments
Tiered pricing and flexible account plans suit every stage of your business

More than a

company account

A wamo account is more than just a place to store money. It actively helps to make your business easier to manage.

Automated finances

Track and streamline your transactions from our intuitive app

Seamless payments

From bulk payments to custom invoicing, we’ve get you paid quicker

Expense management

Set budgets, track spending and stay in control of your cash

The business account to take you

from startup to scale-up to enterprise

The business account to take you

from startup to scale-up to enterprise

Whether you’re just starting out or managing a growing team, wamo adapts to your needs.

Sole traders and entrepreneurs

Sole traders and entrepreneurs

Track and streamline your transactions from our intuitive app

Startups, scale-ups and entreprises

Startups, scale-ups and entreprises

Simplify your operations with all your business finances in one place

 How do I join wamo?

 How do I join wamo?

Your wamo Account Manager is ready and waiting to onboard your business.

01.
Apply in ten minutes (or less)

Set up your account entirely online - no boring branch visits or tedious paperwork

02.
Pick your perfect plan

Get up to 20% off the wamo tier that suits you best by choosing an annual plan

03.
Start scaling your business

Use wamo’s best business-boosting tools to streamline your business finances

Join thousands of SMEs already using wamo

Get started with the perfect small business account today and find out for yourself why wamo’s the favorite business account for entrepreneurs and sole traders. 

Hear from

wamo users