Accounting made easy with Xero
Experience effortless accounting with wamo's Xero integration. Say goodbye to manual tasks and embrace simplified financial management. Now available for all wamo plans.
Signing up is fast and easy
Excellent
4.4 out of 5
based on 252 reviews
Excellent
4.4 out of 5
Excellent
4.4 out of 5
*50% off on Xero Subs. Fees for 6 Months
*50% off on Xero Subs. Fees for 6 Months
*50% off on Xero Subs. Fees for 6 Months
Celebrating Xero partnership
*50% Discount on Xero Subscription Fees for 6 Months for new Xero customers
*50% Discount on Xero Subscription Fees for 6 Months for new Xero customers
*50% Discount on Xero Subscription Fees for 6 Months for new Xero customers
wamo users enjoy Xero perks at a discount.
wamo users enjoy Xero perks at a discount.
wamo users enjoy Xero perks at a discount.
Xero available for all wamo plans. Limited time only!
Xero available for all wamo plans. Limited time only!
Xero available for all wamo plans. Limited time only!
Automatically Sync Transactions
Automatically Sync Transactions
Effortless transaction synchronization
Effortless transaction synchronization
Effortless transaction synchronization
Real-time financial updates
Real-time financial updates
Real-time financial updates
Simplified financial management
Simplified financial management
Simplified financial management
The Art of Effortless Accounting
The Art of Effortless Accounting
Power of time-saving
Power of time-saving
Power of time-saving
Reduce errors for precise finances
Reduce errors for precise finances
Reduce errors for precise finances
Seamless efficiency for productivity
Seamless efficiency for productivity
Seamless efficiency for productivity
About Xero: online accounting for businesses
About Xero: online accounting for businesses
Real-time cashflow insights
Real-time cashflow insights
Real-time cashflow insights
On-the-go business management
On-the-go business management
On-the-go business management
Faster payments with online invoicing
Faster payments with online invoicing
Faster payments with online invoicing
Effortless reconciliation
Effortless reconciliation
Effortless reconciliation
Guide to seamless Xero integration
Go to your profile screen
Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?
Login to your Xero Account
Select a wamo sub-account to sync
Select or create the desired Xero account
Guide to seamless Xero integration
Go to your profile screen
Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?
Login to your Xero Account
Select a wamo sub-account to sync
Select or create the desired Xero account
Guide to seamless Xero integration
Go to your profile screen
Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?
Login to your Xero Account
Select a wamo sub-account to sync
Select or create the desired Xero account
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
Frequently asked questions
How frequently does wamo synchronize transactions with Xero accounts?
wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.
Can I manually set a custom synchronization period for my transactions?
Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.
Does automatic transaction synchronization work with both card payments and transfers?
Yes it does. All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.
Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?
Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.
How do wamo users get 50% off on Xero subscription fees for 6 months?
If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users
How frequently does wamo synchronize transactions with Xero accounts?
wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.
Can I manually set a custom synchronization period for my transactions?
Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.
Does automatic transaction synchronization work with both card payments and transfers?
Yes it does. All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.
Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?
Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.
How do wamo users get 50% off on Xero subscription fees for 6 months?
If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users
How frequently does wamo synchronize transactions with Xero accounts?
wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.
Can I manually set a custom synchronization period for my transactions?
Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.
Does automatic transaction synchronization work with both card payments and transfers?
Yes it does. All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.
Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?
Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.
How do wamo users get 50% off on Xero subscription fees for 6 months?
If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.