Accounting made easy with Xero

Experience effortless accounting with wamo's Xero integration. Say goodbye to manual tasks and embrace simplified financial management. Now available for all wamo plans.

Signing up is fast and easy

Excellent

4.4 out of 5

based on 252 reviews

Excellent

4.4 out of 5

Excellent

4.4 out of 5

*50% off on Xero Subs. Fees for 6 Months

*50% off on Xero Subs. Fees for 6 Months

*50% off on Xero Subs. Fees for 6 Months

Celebrating Xero partnership

*50% Discount on Xero Subscription Fees for 6 Months for new Xero customers

wamo users enjoy Xero perks at a discount.

Xero available for all wamo plans. Limited time only!

Automatically Sync Transactions

Automatically Sync Transactions

Effortless transaction synchronization

Real-time financial updates

Simplified financial management

Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.
Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.
Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.
Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere
Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere
Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere

The Art of Effortless Accounting

The Art of Effortless Accounting

Power of time-saving

Reduce errors for precise finances

Seamless efficiency for productivity

About Xero: online accounting for businesses

About Xero: online accounting for businesses

Real-time cashflow insights

On-the-go business management

Faster payments with online invoicing

Effortless reconciliation

Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere
Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere
Financial flexibility with multiple physical business debit cards. Unlock high spending limits and enjoy seamless transactions anytime, anywhere

Guide to seamless Xero integration

Go to your profile screen

Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?

Login to your Xero Account

Select a wamo sub-account to sync

Select or create the desired Xero account

Guide to seamless Xero integration

Go to your profile screen

Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?

Login to your Xero Account

Select a wamo sub-account to sync

Select or create the desired Xero account

Guide to seamless Xero integration

Go to your profile screen

Login to your Wamo account. Visit your profile page. Locate and tap on the Xero integration option. Don't you have a wamo account yet?

Login to your Xero Account

Select a wamo sub-account to sync

Select or create the desired Xero account

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

LATEST UPDATES

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

Frequently asked questions

How frequently does wamo synchronize transactions with Xero accounts?

wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.

Can I manually set a custom synchronization period for my transactions?

Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.

Does automatic transaction synchronization work with both card payments and transfers?

Yes it does.  All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.

Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?

Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.

How do wamo users get 50% off on Xero subscription fees for 6 months?

If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users

How frequently does wamo synchronize transactions with Xero accounts?

wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.

Can I manually set a custom synchronization period for my transactions?

Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.

Does automatic transaction synchronization work with both card payments and transfers?

Yes it does.  All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.

Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?

Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.

How do wamo users get 50% off on Xero subscription fees for 6 months?

If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users

How frequently does wamo synchronize transactions with Xero accounts?

wamo synchronizes transactions with Xero accounts instantly upon processing, ensuring that your financial data remains consistently up-to-date.

Can I manually set a custom synchronization period for my transactions?

Yes, you have the flexibility to manually set a custom synchronization period for your transactions, allowing you to go as far back as 3 months from your wamo transaction history.

Does automatic transaction synchronization work with both card payments and transfers?

Yes it does.  All your transactions, including card payments and transfers, are synchronized automatically into your accounting software.
Important note: Card reservations and pending transactions will not be synchronized, as they are not the finalized form of a transaction.

Do all wamo business account holders get a 50% discount on Xero subscription fees for the initial 6 months?

Yes. New wamo business account holders, regardless of their existing Xero customer status, are eligible for a 6-month, 50% discount on all fees paid to Xero using their wamo debit cards. Upon onboarding with a wamo business account, users can create a physical or virtual debit card and initiate payments for Xero subscription fees. Existing wamo business account holders can get 50% discount for Xero fees by settling the fees with wamo debit cards.

How do wamo users get 50% off on Xero subscription fees for 6 months?

If you are a wamo user and would like to get Xero, you may simply go to the link below and start your Xero onboarding process. The page will greet you with the offer automatically.
Xero offer for wamo users

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.