Explore wamo's multi-currency support
Get paid in 24 currencies and easily convert them with competitive rates, all within one account.
Speak with an expert
Speak with an expert
Speak with an expert



Excellent
363 reviews on

+5,000 happy customers
Excellent
363 reviews on

+5,000 happy customers
Excellent
363 reviews on

+5,000 happy customers
Competitive rates
with no hidden cost
Speak with an expert
Speak with an expert
Speak with an expert
Main
€18,999.76
Main euro account
kr.8,999.76
Marketing account
kr 18,223.00
Expense account
£1,000.00
UK Marketing account
Borderless business finances
Experience peace of mind with wamo's competitive rates across the spot markets.


Expand your global
reach
From Europe to North America and beyond, your customers can pay in their local currency.
Seamlessly exchange EUR and GBP with ease and flexibility.
Competitive currency conversion
Seamlessly exchange EUR and GBP with ease and flexibility.


About our

exchange function
Currency exchange
Convenient access to exchange EUR/GBP currency pairs. A flexible way to diversify your investment portfolio.
Competitive rates
wamo offers one of the best rates across the spot markets with no fees and no transaction costs



Do global business like a breeze
Take payments in 24 currencies
Effortless exchange with no hidden costs
Simplify global payments with competitive rates



Hear from

wamo users
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services
Wamo not only helped us set up our billing fast but I always was able to talk to a real person whenever I had questions.”
Kimmo Kuronen | Director of Intus Financial Services Oy Ltd
"Excellent customer service from start to finish. Nice interface, competitive rates and fees and a strong feeling of safety."
Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo.”
Vladislav Patserin | CCO, Lintu Investments Oy
"I’ve had a great experience with your banking services. The app is user-friendly, and onboarding was super quick."
"Fast and very comfortable. The registration and onboarding was extremely comfortable, fast and, in addition, the Account Executive takes care of any query and support if required."
"I’ve had a great experience with Wamo! The process of setting up my business account was smooth and efficient, and their customer service was incredibly helpful throughout."
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards."
Alan Attard | Owner and Principal, AA Corporate Services



Ready to get started?
Start today and take control of your business’s future
Open an account
Speak with an expert
Frequently asked
questions
What is Exchange, and how does it work?
What is Exchange, and how does it work?
What is Exchange, and how does it work?
When can I make an Exchange on wamo?
When can I make an Exchange on wamo?
When can I make an Exchange on wamo?
What sets wamo Exchange apart from other platforms?
What sets wamo Exchange apart from other platforms?
What sets wamo Exchange apart from other platforms?
Can I access Exchange on both web and mobile?
Can I access Exchange on both web and mobile?
Can I access Exchange on both web and mobile?
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.