Powerful, robust options to make and take payments

Powerful, robust options to make and take payments

Powerful, robust options to make and take payments

Choose the local and international payment methods that best suit your business. From paying bills and salaries to card payments and transfers, wamo makes it easy.

Choose the local and international payment methods that best suit your business. From paying bills and salaries to card payments and transfers, wamo makes it easy.

Choose the local and international payment methods that best suit your business. From paying bills and salaries to card payments and transfers, wamo makes it easy.

Streamline invoice payments: save money and time by paying invoices and bills globally and locally. Transfer money with EUR and GBP IBANs.
Streamline invoice payments: save money and time by paying invoices and bills globally and locally. Transfer money with EUR and GBP IBANs.
Streamline invoice payments: save money and time by paying invoices and bills globally and locally. Transfer money with EUR and GBP IBANs.

Easy local and international payments

Easy local and international payments

Make GBP payments faster

Make EUR payments in a tap.

Hassle-free international payments

Get paid faster, wherever you are

Get paid faster, wherever you are

Free wamo-to-wamo payments

Take payments like a local

Use exclusive payment links

Notify your recipients

When you send money, they’ll get an email alert.

Multi-currency

Make global payments like a local in EUR and GBP (more currencies coming soon!).

Safe & secure

Your money is protected by a licensed bank in a safeguarded account.

Realtime alerts

Stay on top of your payments with emails and text notifications.

Customer care

Talk directly with a real human when you need support.

Free wamo-to-wamo transfers

Invite your contacts to wamo and enjoy free transfers, wherever they are.

Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.
Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.
Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.

“Great community is a key to successful coworking environment and Wamo is all about community”

“Great community is a key to successful coworking environment and Wamo is all about community”

Kris Petersen

A coworking space with 4 locations and 108 offices

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

Frequently asked questions

How long does a Faster Payment transfer take?

A transfer between GB accounts through Faster Payments can take up to 2 hours, but it often arrives right away.

If you're sending money through Faster Payments, the bank or company receiving the money also needs to use Faster Payments. This way, the transfer will be much quicker.

What is SEPA and how does it work?

SEPA stands for Single Euro Payments Area (SEPA) and it means that payments can be made between any accounts within this area as easily as they can within a single country. 

Before SEPA, transferring money between European countries was often slow and expensive. With SEPA, these transfers are treated as domestic transfers, reducing cost and increasing speed. It covers all 27 EU member states, as well as a few other countries.

What is the difference between a SWIFT and SEPA payment?

SEPA, or Single Euro Payments Area, is used for making euro payments between countries in the European Union, as well as a few non-EU countries that have special agreements. It was created to make payments in euros faster, cheaper, and more efficient within this area.

On the other hand, SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, is used for international money transfers in multiple currencies, not just euros, and can be sent to most countries worldwide. SWIFT is a system for sending and receiving messages about payments, which banks use to make transactions with each other.

How do I receive SWIFT payments?

You can receive international payments (through SWIFT) in Euros or Pounds into your account. Even though the person sending the money can do it in Euros, Pounds, or US Dollars, any payment in US Dollars will be converted to Euros or Pounds before it goes into your account as we don't currently offer USD accounts.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.