Pay & get paid in 24 currencies
Pay & get paid in 24 currencies
Choose local and international payment methods that suit your business. From bills and salaries to card payments and transfers, wamo makes it faster and easier.
Effortless local and international payments
Effortless local and international payments
Accept payments in 24 local currencies
Accept payments in 24 local currencies
Accept payments in 24 local currencies
Manage international transfers easily
Manage international transfers easily
Manage international transfers easily
Make faster local transfers
Make faster local transfers
Make faster local transfers
Get paid faster, wherever you are
Get paid faster, wherever you are
Free wamo-to-wamo payments
Free wamo-to-wamo payments
Free wamo-to-wamo payments
Take payments in 24 currencieslike a local
Take payments in 24 currencieslike a local
Take payments in 24 currencieslike a local
Use wamo payment links
Use wamo payment links
Use wamo payment links
Notify your recipients
When you send money, they’ll get an email alert.
Notify your recipients
When you send money, they’ll get an email alert.
Notify your recipients
When you send money, they’ll get an email alert.
Multi-currency
Make global payments like a local in 24 currencies.
Multi-currency
Make global payments like a local in 24 currencies.
Multi-currency
Make global payments like a local in 24 currencies.
Safe & secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & secure
Your money is protected by a licensed bank in a safeguarded account.
Realtime alerts
Stay on top of your payments with emails and text notifications.
Realtime alerts
Stay on top of your payments with emails and text notifications.
Realtime alerts
Stay on top of your payments with emails and text notifications.
Customer care
Talk directly with a real human when you need support.
Customer care
Talk directly with a real human when you need support.
Customer care
Talk directly with a real human when you need support.
Free wamo-to-wamo transfers
Invite your contacts to wamo and enjoy free transfers, wherever they are.
Free wamo-to-wamo transfers
Invite your contacts to wamo and enjoy free transfers, wherever they are.
Free wamo-to-wamo transfers
Invite your contacts to wamo and enjoy free transfers, wherever they are.
Send money
Sending money is a breeze. Easily send money locally or internationally from your wamo app.
Scheduled Payments
Recurring Payments
Statements
Payment Links
“Great community is a key to successful coworking environment and Wamo is all about community”
“Great community is a key to successful coworking environment and Wamo is all about community”
Kris Petersen
A coworking space with 4 locations and 108 offices
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
Frequently asked questions
How long does a Faster Payment transfer take?
A transfer between GB accounts through Faster Payments can take up to 2 hours, but it often arrives right away.
If you're sending money through Faster Payments, the bank or company receiving the money also needs to use Faster Payments. This way, the transfer will be much quicker.
What is SEPA and how does it work?
SEPA stands for Single Euro Payments Area (SEPA) and it means that payments can be made between any accounts within this area as easily as they can within a single country.
Before SEPA, transferring money between European countries was often slow and expensive. With SEPA, these transfers are treated as domestic transfers, reducing cost and increasing speed. It covers all 27 EU member states, as well as a few other countries.
What is the difference between a SWIFT and SEPA payment?
SEPA, or Single Euro Payments Area, is used for making euro payments between countries in the European Union, as well as a few non-EU countries that have special agreements. It was created to make payments in euros faster, cheaper, and more efficient within this area.
On the other hand, SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, is used for international money transfers in multiple currencies, not just euros, and can be sent to most countries worldwide. SWIFT is a system for sending and receiving messages about payments, which banks use to make transactions with each other.
How do I receive SWIFT payments?
You can receive international payments (through SWIFT) in Euros or Pounds into your account. Even though the person sending the money can do it in Euros, Pounds, or US Dollars, any payment in US Dollars will be converted to Euros or Pounds before it goes into your account as we don't currently offer USD accounts.
How long does a Faster Payment transfer take?
A transfer between GB accounts through Faster Payments can take up to 2 hours, but it often arrives right away.
If you're sending money through Faster Payments, the bank or company receiving the money also needs to use Faster Payments. This way, the transfer will be much quicker.
What is SEPA and how does it work?
SEPA stands for Single Euro Payments Area (SEPA) and it means that payments can be made between any accounts within this area as easily as they can within a single country.
Before SEPA, transferring money between European countries was often slow and expensive. With SEPA, these transfers are treated as domestic transfers, reducing cost and increasing speed. It covers all 27 EU member states, as well as a few other countries.
What is the difference between a SWIFT and SEPA payment?
SEPA, or Single Euro Payments Area, is used for making euro payments between countries in the European Union, as well as a few non-EU countries that have special agreements. It was created to make payments in euros faster, cheaper, and more efficient within this area.
On the other hand, SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, is used for international money transfers in multiple currencies, not just euros, and can be sent to most countries worldwide. SWIFT is a system for sending and receiving messages about payments, which banks use to make transactions with each other.
How do I receive SWIFT payments?
You can receive international payments (through SWIFT) in Euros or Pounds into your account. Even though the person sending the money can do it in Euros, Pounds, or US Dollars, any payment in US Dollars will be converted to Euros or Pounds before it goes into your account as we don't currently offer USD accounts.
How long does a Faster Payment transfer take?
A transfer between GB accounts through Faster Payments can take up to 2 hours, but it often arrives right away.
If you're sending money through Faster Payments, the bank or company receiving the money also needs to use Faster Payments. This way, the transfer will be much quicker.
What is SEPA and how does it work?
SEPA stands for Single Euro Payments Area (SEPA) and it means that payments can be made between any accounts within this area as easily as they can within a single country.
Before SEPA, transferring money between European countries was often slow and expensive. With SEPA, these transfers are treated as domestic transfers, reducing cost and increasing speed. It covers all 27 EU member states, as well as a few other countries.
What is the difference between a SWIFT and SEPA payment?
SEPA, or Single Euro Payments Area, is used for making euro payments between countries in the European Union, as well as a few non-EU countries that have special agreements. It was created to make payments in euros faster, cheaper, and more efficient within this area.
On the other hand, SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, is used for international money transfers in multiple currencies, not just euros, and can be sent to most countries worldwide. SWIFT is a system for sending and receiving messages about payments, which banks use to make transactions with each other.
How do I receive SWIFT payments?
You can receive international payments (through SWIFT) in Euros or Pounds into your account. Even though the person sending the money can do it in Euros, Pounds, or US Dollars, any payment in US Dollars will be converted to Euros or Pounds before it goes into your account as we don't currently offer USD accounts.
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.