Fair, transparent pricing
Fair, transparent pricing
Fair, transparent
pricing
You’ll never be holding your breath waiting to know what the charges are. It’s all here.
Paid monthly
Paid annually
save up to 20% with annual plans
Accounts
MOST POPULAR
Account opening fee
One time payment
Free
Free
Free
Paid monthly
Paid annually
save up to 20% with annual plans
Accounts
MOST POPULAR
Account opening fee
One time payment
Free
Free
Free
MOST POPULAR
SMART
€9.99/month
or
€95.90/annual
save up to 20% with annual plans
For growing sole traders
Plan Features
Account opening fee
One time payment
Free
Business accounts
(Sub-accounts/ledgers)
up to 5
sub-accounts
No Fee ATM Withdrawal
1.99% per transaction thereafter
2
Local Transfer IN
Free
Free Local Transfer OUT
€0.99 per transaction thereafter
20
Internal Transfer
Free
Recurring Payments
Bulk Payments
Exchange currencies
0.50%
Swift
€19.99
Free virtual card
2
Virtual card allowance
€0.99 per card outside free allowance
Unlimited
Free physical card
1
Physical card allowance
€9.99 per card outside free allowance
2
Using your card abroad
Apple wallet
Coming Soon
Google wallet
Payment links
Available on request and approval
1.49%
/transaction
Add team members
Create statements
Personal support
Schedule payments
Recurring payments
Team management
Xero integration
Earn 0.25% cashback with annual plan!
Annual plan comes with 0.5% cashback on every card transaction.
MOST POPULAR
SMART
€9.99/month
or
€95.90/annual
save up to 20% with annual plans
For growing sole traders
Plan Features
Account opening fee
One time payment
Free
Business accounts
(Sub-accounts/ledgers)
up to 5
sub-accounts
No Fee ATM Withdrawal
1.99% per transaction thereafter
2
Local Transfer IN
Free
Free Local Transfer OUT
€0.99 per transaction thereafter
20
Internal Transfer
Free
Recurring Payments
Bulk Payments
Exchange currencies
0.50%
Swift
€19.99
Free virtual card
2
Virtual card allowance
€0.99 per card outside free allowance
Unlimited
Free physical card
1
Physical card allowance
€9.99 per card outside free allowance
2
Using your card abroad
Apple wallet
Coming Soon
Google wallet
Payment links
Available on request and approval
1.49%
/transaction
Add team members
Create statements
Personal support
Schedule payments
Recurring payments
Team management
Xero integration
Earn 0.25% cashback with annual plan!
Annual plan comes with 0.5% cashback on every card transaction.
PRO
€19.99/month
or
€191.90/annual
save up to 20% with annual plans
For established sole traders
Plan Features
Earn 0.5% cashback with annual plan!
Annual plan comes with 1% cashback on every card transaction.
PRO
€19.99/month
or
€191.90/annual
save up to 20% with annual plans
For established sole traders
Plan Features
Earn 0.5% cashback with annual plan!
Annual plan comes with 1% cashback on every card transaction.
FREEMIUM
Free
For solo entrepreneurs and startups
Plan Features
FREEMIUM
Free
For solo entrepreneurs and startups
Plan Features
Business accounts
(Sub-accounts/ledgers)
Business accounts
(Sub-accounts/ledgers)
1 sub-account
per currency
up to 5
sub-accounts
up to 10
sub-accounts
Cashback
Earn up to 1% cashback with annual plans.
Cashback
Earn up to 0.5% cashback with annual plans.
0.25%
with all card spends
0.50%
with all card spends
Transfers
No Fee ATM Withdrawal
1.99% per transaction thereafter
No Fee ATM Withdrawal
1.99% per transaction thereafter
2
4
Local Transfer IN
Local Transfer IN
Free
Free
Free
Free Local Transfer OUT
€0.99 per transaction thereafter
Free Local Transfer OUT
€0.99 per transaction thereafter
20
50
Internal Transfer
Internal Transfer
Free
Free
Free
Recurring Payments
Recurring Payments
Bulk Payments
Bulk Payments
Exchange currencies
Exchange currencies
Standard rates
Advantageous rates
Advantageous rates
Swift
Swift
€19.99
€19.99
€19.99
Cards
Earn up to 0.5% cashback with annual smart or pro plans!
Free virtual card
Free virtual card
1
2
5
Virtual card allowance
€0.99 per card outside free allowance
Virtual card allowance
€0.99 per card outside free allowance
No additional allowance
No additional
allowance
Unlimited
Unlimited
Free physical card
Free physical card
1
5
Physical card allowance
€9.99 per card outside free allowance
Physical card allowance
€9.99 per card outside free allowance
1
2
Unlimited
Using your card abroad
Using your card abroad
Apple wallet
Apple wallet
Coming soon
Coming soon
Coming soon
Google wallet
Google wallet
Plan Features
Payment links
Available on request and approval
Payment links
Available on request and approval
1.99%
per transaction
1.49%
per transaction
1.29%
per transaction
1.29%
per transaction
Add team members
Create statements
Personal support
Schedule payments
Recurring payments
Team management
Xero integration
Dormant Account (Account Inactivity Fee) Applicable to business accounts where no financial withdrawals or deposits were effected for a period of 1 year.
€99.00 per annum per account.
Mobile App
Access and manage your business finances from wherever you are in the world.
Mobile App
Access and manage your business finances from wherever you are in the world.
Mobile App
Access and manage your business finances from wherever you are in the world.
Customer support
We care. A real human will be available to support you when you need it.
Customer support
We care. A real human will be available to support you when you need it.
Customer support
We care. A real human will be available to support you when you need it.
Safe & Secure
Your money is protected by licensed banks and kept in a safeguarded account.
Safe & Secure
Your money is protected by licensed banks and kept in a safeguarded account.
Safe & Secure
Your money is protected by licensed banks and kept in a safeguarded account.
Visa Debit Cards
Virtual & physical cards empower you and your team to grow business while staying on budget.
Visa Debit Cards
Virtual & physical cards empower you and your team to grow business while staying on budget.
Visa Debit Cards
Virtual & physical cards empower you and your team to grow business while staying on budget.
Secure Payments
Make and receive online payments safely with multi-factor authentication and instant confirmation.
Secure Payments
Make and receive online payments safely with multi-factor authentication and instant confirmation.
Secure Payments
Make and receive online payments safely with multi-factor authentication and instant confirmation.
wamo Connect
Level up your business with the best services & tools at special offers. Network with other business owners. Get seen, get growing.
wamo Connect
Level up your business with the best services & tools at special offers. Network with other business owners. Get seen, get growing.
wamo Connect
Level up your business with the best services & tools at special offers. Network with other business owners. Get seen, get growing.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
Frequently asked
questions
What are the fees for a debit card?
Fees depend on your subscription type. If you are registered with wamo as a Company and are on the Start Plan, debit cards are €9.99 / card. Virtual debit cards on the same plan are €0.99. But if you are on the Grow or Scale plans - all cards (both physical and virtual) are free.
What is a foreign currency conversion fee?
A currency conversion fee is a charge applied when a financial transaction requires converting one currency to another in order to be completed. This includes both bank transfers and debit card payments.
How much does it cost to transfer money?
This depends on the subscription plan you have with wamo. On the Start plan, local transactions (both incoming and outgoing) are free for incoming and €0.49 per transaction for outgoing. International transactions are €19.99 each.
On the Grow plan, local transactions are free for incoming, with the first 50 outgoing transactions free and €0.49 per transaction thereafter. International transactions are €19.99 each.
On the Scale plan, local transactions are free for incoming, with the first 250 outgoing transactions free and €0.49 per transaction thereafter. International transactions are also €19.99 each.
What are the fees for a debit card?
Fees depend on your subscription type. If you are registered with wamo as a Company and are on the Start Plan, debit cards are €9.99 / card. Virtual debit cards on the same plan are €0.99. But if you are on the Grow or Scale plans - all cards (both physical and virtual) are free.
What is a foreign currency conversion fee?
A currency conversion fee is a charge applied when a financial transaction requires converting one currency to another in order to be completed. This includes both bank transfers and debit card payments.
How much does it cost to transfer money?
This depends on the subscription plan you have with wamo. On the Start plan, local transactions (both incoming and outgoing) are free for incoming and €0.49 per transaction for outgoing. International transactions are €19.99 each.
On the Grow plan, local transactions are free for incoming, with the first 50 outgoing transactions free and €0.49 per transaction thereafter. International transactions are €19.99 each.
On the Scale plan, local transactions are free for incoming, with the first 250 outgoing transactions free and €0.49 per transaction thereafter. International transactions are also €19.99 each.
What are the fees for a debit card?
Fees depend on your subscription type. If you are registered with wamo as a Company and are on the Start Plan, debit cards are €9.99 / card. Virtual debit cards on the same plan are €0.99. But if you are on the Grow or Scale plans - all cards (both physical and virtual) are free.
What is a foreign currency conversion fee?
A currency conversion fee is a charge applied when a financial transaction requires converting one currency to another in order to be completed. This includes both bank transfers and debit card payments.
How much does it cost to transfer money?
This depends on the subscription plan you have with wamo. On the Start plan, local transactions (both incoming and outgoing) are free for incoming and €0.49 per transaction for outgoing. International transactions are €19.99 each.
On the Grow plan, local transactions are free for incoming, with the first 50 outgoing transactions free and €0.49 per transaction thereafter. International transactions are €19.99 each.
On the Scale plan, local transactions are free for incoming, with the first 250 outgoing transactions free and €0.49 per transaction thereafter. International transactions are also €19.99 each.