Company accounts
For start-ups, scale-ups, enterprises, and borderless businesses of all sizes.
22 currencies
Bulk payments
No hidden fees
Company accounts
For start-ups, scale-ups, enterprises, and borderless businesses of all sizes.
22 currencies
Bulk payments
No hidden fees
Company accounts
For start-ups, scale-ups, enterprises, and borderless businesses of all sizes.
22 currencies
Bulk payments
No hidden fees
Born digital, built for business
Start easy and stay ahead with wamo.
Start easy and stay ahead with wamo.
Fully digital setup
Get started in just 10 minutes with a fully active business account, ready to use right away.
Visa Debit cards
Physical and virtual Visa Debit cards for the team, with spend tracking and personalised limits.
Bulk and team payments
Pay staff, suppliers or partners in one go – on time, every time.
Bulk and team payments
Make mass payouts simple and secure.
Upload bulk payments via CSV
Set approval workflows by role
Pay in 22 currencies
Save recipient templates for reuse
Visa debit cards
Stay in control of company spending.
Add cards for unlimited team members
Link cards to specific sub-accounts
Lock cards and limits as needed
Expense management
Save hours with a system that syncs and scales.
Export to accounting tools like Xero
Sub-accounts for departments
Real-time spend alerts
Tag and track expenses easily
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Pricing plans
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact. |
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple. |
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools. |
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast. |
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
Freemium
€0
/month
No paperwork. Just tools. Start for free. Pay only when you transact.
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
What to expect when opening your account
You could get started with wamo in minutes, not days.
Sign up online
Complete our simple application in a few minutes.
Business details, including directors if applicable
Verify your identity
You are securely verified to keep your account safe.
Proof of identity and address, including biometric check
Use your account
Most applications are approved within 24 hours.
First stop, activate your account and create your virtual card.
Tips and tech
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:
Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need:
Your business’s operating address
A short description of your business and where it operates
How do you plan to use your wamo account
Proof of identity (including a biometric check)
Your preferred wamo plan
How much does a wamo business account cost?
We offer different plans to suit your business needs. Visit our pricing page to find the best option for you.
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.
We stand for business
Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.
