1% Cashback to all utility payments in Malta

1% Cashback to all utility payments in Malta

1% Cashback to all utility payments in Malta

Pay with wamo debit card and get 1% Cashback on all utility payments in Malta including water, electricity, gas, internet, telecommunication and others.

Signing up is fast and easy

Maltese businesses

Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more
Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more

Make money with each bill. Discover wamo's 1% cashback campaign

Make money with each bill. Discover wamo's 1% cashback campaign

A new way of making money, wamo's utility cashback offers a unique benefit to all Maltese businesses. Start paying your bills with wamo debit card and receive 1% cashback. No maximum limit!

Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more

Gamechanger offer! Utility and Tax cashback campaign

Gamechanger offer! Utility and Tax cashback campaign

Earn 1% cashback for tax and utility payments

Making money with your regular payments

Get your Visa business debit card, now with special advantages!

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

LATEST UPDATES

Frequently asked

questions

Who can participate in the 1% Cashback campaign?

All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.

What are the limitations of the Cashback Offer?

This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.

What is the minimum and maximum amount of Cashback?

There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.

When will I receive my Cashback?

You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.

Who can participate in the 1% Cashback campaign?

All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.

What are the limitations of the Cashback Offer?

This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.

What is the minimum and maximum amount of Cashback?

There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.

When will I receive my Cashback?

You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.

Who can participate in the 1% Cashback campaign?

All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.

What are the limitations of the Cashback Offer?

This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.

What is the minimum and maximum amount of Cashback?

There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.

When will I receive my Cashback?

You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.