1% Cashback to all utility payments in Malta
1% Cashback to all utility payments in Malta
1% Cashback to all utility payments in Malta
Pay with wamo debit card and get 1% Cashback on all utility payments in Malta including water, electricity, gas, internet, telecommunication and others.
Make money with each bill. Discover wamo's 1% cashback campaign
Make money with each bill. Discover wamo's 1% cashback campaign
A new way of making money, wamo's utility cashback offers a unique benefit to all Maltese businesses. Start paying your bills with wamo debit card and receive 1% cashback. No maximum limit!
Gamechanger offer! Utility and Tax cashback campaign
Gamechanger offer! Utility and Tax cashback campaign
Earn 1% cashback for tax and utility payments
Earn 1% cashback for tax and utility payments
Earn 1% cashback for tax and utility payments
Making money with your regular payments
Making money with your regular payments
Making money with your regular payments
Get your Visa business debit card, now with special advantages!
Get your Visa business debit card, now with special advantages!
Get your Visa business debit card, now with special advantages!
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Frequently asked
questions
Who can participate in the 1% Cashback campaign?
All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.
What are the limitations of the Cashback Offer?
This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.
What is the minimum and maximum amount of Cashback?
There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.
When will I receive my Cashback?
You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.
Who can participate in the 1% Cashback campaign?
All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.
What are the limitations of the Cashback Offer?
This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.
What is the minimum and maximum amount of Cashback?
There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.
When will I receive my Cashback?
You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.
Who can participate in the 1% Cashback campaign?
All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of utility, tax and government payments made through wamo business debit card will be counted towards the Cashback campaign.
What are the limitations of the Cashback Offer?
This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of October 2023 and 31st of August 2024, for a period of 10 months. It is a deal crafted by wamo and its partners to support Maltese based businesses.
What is the minimum and maximum amount of Cashback?
There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an utility payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in November, wamo will credit your account 5,500€ by the 31st of December.
When will I receive my Cashback?
You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a utility payment of 10,000€ on the 15th of November, wamo will credit your account 100€ on the 31st of December.
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.