Get a Swedish business account in ten minutes

Operate seamlessly with a Swedish IBAN

Transact in 24 currencies: SEK, DKK, USD, EUR and more

A Financial Partner Backed by Finland’s EMI License

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Swedish IBAN

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Excellent

363 reviews on

+5,000 happy customers

Excellent

363 reviews on

+5,000 happy customers

Excellent

363 reviews on

+5,000 happy customers

Grow your businesses

Grow your
businesses faster

in Sweden with wamo

with wamo

Onboard your business in minutes

Traditional banks take too long. Wamo is faster. A Swedish business account with local banking details, full EU compliance, and 100% digital.

Swedish IBAN and SEK cards

Get Visa cards in SEK for smooth local and international transactions. Manage your business finances with ease.

Multi-currency support

Get paid in 24 currencies and easily convert EUR, USD into SEK with competitive FX rates, all within one account.

Accounting made easy

Experience effortless accounting with wamo's Xero integration — no more manual tasks, just simplified financial management.

Hear from

wamo users

"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director

"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director

"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director
"Setting up accounts for international and UK transactions when you are a born global company in Finland can be a challenge. With Wamo's app and payment cards, we can handle all our payment transactions real time."
Kimmo Kuronen
Director of Intus Financial Services Oy Ltd
"I am very happy with wamo, not just because of their excellent customer service, which feels almost personal, but also because of their efficient features like automatic payments and the 1% cash back on credit cards, which we use for government taxes"
Alan Attard
Owner and Principal / AA Corporate Services
"wamo was a great discovery for us and saved us and our clients a lot of stress in getting a bank account opened for their Ltd quickly. Wamo is always there to help, and it has been a great experience for us, as our clients are happy when the account is opened quickly, and they can get paid."
Phil
Director

Simple, transparent pricing
that grows with you

Choose the plan that matches your business needs—no hidden fees, no surprises.

Open an account

Start

For micro or small businesses

229.99 SEK/month

1 virtual debit card.

1 business account for per currency.

Grow

For medium-sized businesses

579.99 SEK/month

Up to 10 virtual, 5 physical debit cards.

10 free business accounts

Scale

For medium-large businesses

1149.99 SEK/month

Unlimited virtual and physical debit cards.

Unlimited business accounts

Ready to grow your business with wamo?

Join thousands of businesses across Europe using wamo to scale their operations.

Open an account

Speak with an expert

Frequently asked

questions

What currencies and IBANs can I create with wamo?

Can I open a wamo business account online?

Who can open a Business Account with wamo?

What do I need to open a business account with wamo?

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wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.

Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.