1% cashback on all your spendings

1% cashback on all your spendings

1% cashback on all your spendings

Earn 1% cashback on every business expense with wamo debit card. Whether it's office supplies, travel, or client meetings, there's no limit to how much you can earn.

Earn 1% cashback on every business expense with wamo debit card. Whether it's office supplies, travel, or client meetings, there's no limit to how much you can earn.

Earn 1% cashback on every business expense with wamo debit card. Whether it's office supplies, travel, or client meetings, there's no limit to how much you can earn.

Signing up is fast and easy

Signing up is fast and easy

Signing up is fast and easy

Maltese businesses

Maltese businesses

Maltese businesses

Start earning 1% cashback on all your business expenses

Start earning 1% cashback on all your business expenses

Ready to turn your spendings into money?

Ready to turn your spendings into money?

Diverse spending rewards

Earn without limits

Automatic accumulation

Seamlessly manage expenses with multiple sub-accounts, leverage GBP - EUR IBANs for local transactions, and enjoy effortless global and local payments.
Seamlessly manage expenses with multiple sub-accounts, leverage GBP - EUR IBANs for local transactions, and enjoy effortless global and local payments.
Seamlessly manage expenses with multiple sub-accounts, leverage GBP - EUR IBANs for local transactions, and enjoy effortless global and local payments.

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits
Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits
Access a business debit card for each currency, including EUR and GBP, with no exchange fees and enjoy high spend limits

It's your money, play it your way!

It's your money, play it your way!

Effortless access

Real-time updates

Spend it on whatever you desire

Enjoy 1% Cashback .

Enjoy 1% Cashback .

Enjoy 1% Cashback .

Your Cashback will be credited to your account automatically in the following month after the payments are processed.

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Massimo Briffa

“With wamo our clients are practically guaranteed a business account open in 48 hours. Game-changer!”

Owner of 8, Malta

Massimo Briffa

“With wamo our clients are practically guaranteed a business account open in 48 hours. Game-changer!”

Owner of 8, Malta

Massimo Briffa

“With wamo our clients are practically guaranteed a business account open in 48 hours. Game-changer!”

Owner of 8, Malta

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Frequently asked

questions

Who can participate in the 1% Cashback campaign?

All Maltese businesses can participate in the 1% Cashback campaign using their wamo business debit cards. If you don’t have a debit card already, you can create a virtual business debit card in the app. All types of payments to the Maltese government made through wamo business debit card will be counted towards the Cashback campaign.


What are the limitations of the Cashback Offer?

This special deal is applicable only for wamo customers registered in Malta. The campaign will be valid between 1st of September 2023 and 31st of August 2024, for a period of 1 year. It is a deal crafted by wamo and its partners to support Maltese based businesses.

What is the minimum and maximum amount of Cashback?

There is no cap limit to the Cashback amount you can earn, and all funds will be credited by the end of next month.
For instance, if you make an Income tax payment of 100,000€, VAT payment of 50,000€, social security contribution of 400,000€, for a total of 550,000€ in September, wamo will credit your account 5,500€ by the 31st of October.

When will I receive my Cashback?

You will receive the 1% Cashback from wamo at the end of the next month after your payment.
For instance, if you make a Income tax payment of 10,000€ on the 15th of September, wamo will credit your account 100€ on the 31st of October.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.