Launch smart with Xolo + wamo
Start your business with 6 months of wamo Grow, free of charge.
Launch smart with Xolo + wamo
Start your business with 6 months of wamo Grow, free of charge.
Launch smart with Xolo + wamo
Start your business with 6 months of wamo Grow, free of charge.
Do business across borders
Get paid and pay suppliers globally, all from one smart business account.
Open and manage your wamo account fully online
Accept and send payments in 22 currencies
Access competitive FX rates on every conversion
Visa debit cards
Stay in full control of company spending with flexible, secure business cards.
Earn up to 1% cash back on your business spendings
Link each card to a dedicated sub-account
Get real-time spend notifications
Why wamo?
Dedicated to businesses of all sizes
For businesses feeling underserved by the banks, we’ve got you.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.
Real people, genuine support
Every wamo conversation connects you with a friendly business expert.
Frequently asked questions
Find your answer here or contact us. We want no questions in the air.
Find your answer here or contact us. We want no questions in the air.
How do I open a wamo account as a Xolo customer?
Start the application for a new wamo account directly through the Xolo platform. Just log in to your Xolo account, navigate to Add bank account and select wamo. Follow the prompts to begin your application.
How do I open a wamo account as a Xolo customer?
Start the application for a new wamo account directly through the Xolo platform. Just log in to your Xolo account, navigate to Add bank account and select wamo. Follow the prompts to begin your application.
How do I open a wamo account as a Xolo customer?
Start the application for a new wamo account directly through the Xolo platform. Just log in to your Xolo account, navigate to Add bank account and select wamo. Follow the prompts to begin your application.
What are the benefits of using wamo for Xolo customers?
As a Xolo customer, you'll enjoy 6 months of our Grow billing plan for free, giving you access to a comprehensive suite of financial tools and features designed for solopreneurs. Additionally, you'll benefit from seamless integration between your Xolo and wamo accounts, making it easier to manage your finances.
Learn more
What are the benefits of using wamo for Xolo customers?
As a Xolo customer, you'll enjoy 6 months of our Grow billing plan for free, giving you access to a comprehensive suite of financial tools and features designed for solopreneurs. Additionally, you'll benefit from seamless integration between your Xolo and wamo accounts, making it easier to manage your finances.
Learn more
What are the benefits of using wamo for Xolo customers?
As a Xolo customer, you'll enjoy 6 months of our Grow billing plan for free, giving you access to a comprehensive suite of financial tools and features designed for solopreneurs. Additionally, you'll benefit from seamless integration between your Xolo and wamo accounts, making it easier to manage your finances.
Learn more
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
Check your eligibility
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
Check your eligibility
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
Check your eligibility
What do I need to open a business account with wamo?
What do I need to open a business account in Malta?
To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.
At wamo, we will ask you for:
Your, your directors’ and your shareholders’ proof of ID and proof of addresses
Your company name, registration number and business addresses
Your company’s website address, or links to other online presence (e.g. social media pages).
We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.A bit of information about what your business does. For example: what products or services you buy or sell.
We’ll also ask for these documents:
Certificate of incorporationMemorandum and Articles of Association (company registration documents)
Registry Extract showing Beneficial Owners
Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.
Learn more
What do I need to open a business account with wamo?
What do I need to open a business account in Malta?
To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.
At wamo, we will ask you for:
Your, your directors’ and your shareholders’ proof of ID and proof of addresses
Your company name, registration number and business addresses
Your company’s website address, or links to other online presence (e.g. social media pages).
We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.A bit of information about what your business does. For example: what products or services you buy or sell.
We’ll also ask for these documents:
Certificate of incorporationMemorandum and Articles of Association (company registration documents)
Registry Extract showing Beneficial Owners
Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.
Learn more
What do I need to open a business account with wamo?
What do I need to open a business account in Malta?
To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.
At wamo, we will ask you for:
Your, your directors’ and your shareholders’ proof of ID and proof of addresses
Your company name, registration number and business addresses
Your company’s website address, or links to other online presence (e.g. social media pages).
We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.A bit of information about what your business does. For example: what products or services you buy or sell.
We’ll also ask for these documents:
Certificate of incorporationMemorandum and Articles of Association (company registration documents)
Registry Extract showing Beneficial Owners
Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.
Learn more
