A ready-to-go business account in Cyprus

Set your business free with GBP & EUR IBANs, team Visa debit cards, faster local & international payments and friendly customer support.

Signing up is fast and easy

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Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more
Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more

An easy, all-online way to manage your business finances in Cyprus

An easy, all-online way to manage your business finances in Cyprus

You don’t need an appointment to open a wamo business account 

With wamo you can apply in 10 minutes. And have your account ready to use in under 48 hours.

Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more
Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more

Fast, simple payments in Cyprus and everywhere

Fast, simple payments in Cyprus and everywhere

Do business like a local in Cyprus, the EU & the UK

Do business like a local in Cyprus, the EU & the UK

Do business like a local in Cyprus, the EU & the UK

Fast Local and international payments

Fast Local and international payments

Fast Local and international payments

Visa Business debit cards

Visa Business debit cards

Visa Business debit cards

Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.
Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.

“Great community is a key to successful coworking environment and Wamo is all about community”

Kris Petersen

Partner at Soho Office, Cyprus

A coworking space with 4 locations and 108 offices

Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.

“Great community is a key to successful coworking environment and Wamo is all about community”

Kris Petersen

Partner at Soho Office, Cyprus

A coworking space with 4 locations and 108 offices

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

LATEST UPDATES

Frequently asked

questions

How long does it take to open a business account in Cyprus?

Opening a business account in Cyprus usually takes around 2 weeks for non-residents. Some digital banks might offer a faster process. Always check with the bank to find out how long the process can take as each bank is different. 

With wamo, setting up a wamo business account is quick and simple. It usually takes about 10-15 minutes to register. Our team wil then review your application and request additional information or documentation if needed. It usually takes under 48 hours to have your business account ready to use.

What do I need to open a business account in Cyprus?

To open a business account in Cyprus, you'll need to provide various documents. These may include business-related documents, proof of ID and proof of the source of funds. Exact requirements can differ among banks, so check with your chosen bank for a detailed list.

To open a business account with wamo, we will ask for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in Cyprus to open a business account?

You do not necessarily need to be in Cyprus to open a business account. Some banks, like Hellenic Bank and the Bank of Cyprus, offer online account opening processes. However, they might require you to complete the process in person or be registered to their digital service. It's best to ask directly at your chosen bank about their process, especially if you're a foreigner or non-resident.

Keep in mind that the bank opening hours in Cyprus typically end around 1 to 2 PM. Also, certain banks may have additional steps or require extra documents if you're a foreigner or non-resident. Always check with the bank for more information.

With wamo, you don’t have to be in Cyprus to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to the live support chat on our website or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Cyprus?

Opening a business account in Cyprus usually takes around 2 weeks for non-residents. Some digital banks might offer a faster process. Always check with the bank to find out how long the process can take as each bank is different. 

With wamo, setting up a wamo business account is quick and simple. It usually takes about 10-15 minutes to register. Our team wil then review your application and request additional information or documentation if needed. It usually takes under 48 hours to have your business account ready to use.

What do I need to open a business account in Cyprus?

To open a business account in Cyprus, you'll need to provide various documents. These may include business-related documents, proof of ID and proof of the source of funds. Exact requirements can differ among banks, so check with your chosen bank for a detailed list.

To open a business account with wamo, we will ask for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in Cyprus to open a business account?

You do not necessarily need to be in Cyprus to open a business account. Some banks, like Hellenic Bank and the Bank of Cyprus, offer online account opening processes. However, they might require you to complete the process in person or be registered to their digital service. It's best to ask directly at your chosen bank about their process, especially if you're a foreigner or non-resident.

Keep in mind that the bank opening hours in Cyprus typically end around 1 to 2 PM. Also, certain banks may have additional steps or require extra documents if you're a foreigner or non-resident. Always check with the bank for more information.

With wamo, you don’t have to be in Cyprus to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to the live support chat on our website or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Cyprus?

Opening a business account in Cyprus usually takes around 2 weeks for non-residents. Some digital banks might offer a faster process. Always check with the bank to find out how long the process can take as each bank is different. 

With wamo, setting up a wamo business account is quick and simple. It usually takes about 10-15 minutes to register. Our team wil then review your application and request additional information or documentation if needed. It usually takes under 48 hours to have your business account ready to use.

What do I need to open a business account in Cyprus?

To open a business account in Cyprus, you'll need to provide various documents. These may include business-related documents, proof of ID and proof of the source of funds. Exact requirements can differ among banks, so check with your chosen bank for a detailed list.

To open a business account with wamo, we will ask for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in Cyprus to open a business account?

You do not necessarily need to be in Cyprus to open a business account. Some banks, like Hellenic Bank and the Bank of Cyprus, offer online account opening processes. However, they might require you to complete the process in person or be registered to their digital service. It's best to ask directly at your chosen bank about their process, especially if you're a foreigner or non-resident.

Keep in mind that the bank opening hours in Cyprus typically end around 1 to 2 PM. Also, certain banks may have additional steps or require extra documents if you're a foreigner or non-resident. Always check with the bank for more information.

With wamo, you don’t have to be in Cyprus to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to the live support chat on our website or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.
Experience the essence of coworking community: wamo creates an inspiring and supportive environment for success.

“Great community is a key to successful coworking environment and Wamo is all about community”

Kris Petersen

Partner at Soho Office, Cyprus

A coworking space with 4 locations and 108 offices

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.