Get a Swedish business account in ten minutes

Issue virtual and physical Visa debit cards instantly

Transact in 22 currencies: SEK, DKK, USD, EUR and more

A Financial Partner backed by Finland’s EMI License.

Talk to us

Get a Swedish business account in ten minutes

Issue virtual and physical Visa debit cards instantly

Transact in 22 currencies: SEK, DKK, USD, EUR and more

A Financial Partner backed by Finland’s EMI License.

Talk to us

Get a Swedish business account in ten minutes

Issue virtual and physical Visa debit cards instantly

Transact in 22 currencies: SEK, DKK, USD, EUR and more

A Financial Partner backed by Finland’s EMI License.

Talk to us

Grow your businesses in Sweden with wamo

Onboard your business in minutes

Traditional banks take too long. Wamo is faster. A Swedish business account with local banking details, full EU compliance, and 100% digital.

SEK business cards

Get Visa cards in SEK for smooth local and international transactions. Simplify your business spending and manage your finances with ease.

Multi-currency support

Get paid in 22 currencies and easily convert EUR, USD into SEK with competitive FX rates, all within one account.

Accounting made easy

Experience effortless accounting with wamo's Xero integration — no more manual tasks, just simplified financial management.

Simple, transparent pricing to suit your business

Self-employed

Companies

Billed Monthly

Billed Yearly

Save up to 34%

Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Choose Freemium
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Choose Smart
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Choose Pro

Self-employed

Companies

Billed Monthly

Billed Yearly

Save up to 34%

Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Choose Freemium
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Choose Smart
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Choose Pro

Self-employed

Companies

Billed Monthly

Billed Yearly

Save up to 34%

Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Choose Freemium
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Choose Smart
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Choose Pro

Businesses that choose wamo

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Businesses that choose wamo

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Businesses that choose wamo

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Frequently asked questions

What currencies and IBANs can I create with wamo?

You can create local SE, FI, DE, GB, DK, and LU IBANs and manage multiple currencies, including SEK, EUR, DKK, USD and GBP. Additionally, your wamo business account allows you to accept payments in 24 different currencies.

Can I open a wamo business account online?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready. The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us. Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

Apply now

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

Apply now

Grow your businesses in Sweden with wamo

Onboard your business in minutes

Traditional banks take too long. Wamo is faster. A Swedish business account with local banking details, full EU compliance, and 100% digital.

SEK business cards

Get Visa cards in SEK for smooth local and international transactions. Simplify your business spending and manage your finances with ease.

Multi-currency support

Get paid in 22 currencies and easily convert EUR, USD into SEK with competitive FX rates, all within one account.

Accounting made easy

Experience effortless accounting with wamo's Xero integration — no more manual tasks, just simplified financial management.

Simple, transparent pricing to suit your business

Freemium

You're just getting started and want simple, essential tools to manage your business account.

€0

11 $

/month

per month, billed annualy

No setup fee

Business Account with EU IBAN

1 physical + 1 virtual Visa card included

€0.99 per local transfer

2.19% per ATM withdrawal

Smart

You’re handling multiple projects or clients and need better visibility and control.

€10

15 $

/month

per user, billed annually

No setup fee

Business Account with EU IBAN

1 physical + 2 virtual Visa cards included

20 free transfers/month

ATM withdrawals: 2 free/month, 5 with annual plan

€5,000/month commission-free local POS transactions

Pro

You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

€29

15 $

/month

per user, billed annually

No setup fee

Business Account with EU IBAN

5 physical + 100 virtual Visa cards included

50 free transfers/month

ATM withdrawals: 4 free/month, 10 with annual plan

€7,000/month commission-free local POS transactions

Freemium

You're just getting started and want simple, essential tools to manage your business account.

€0

11 $

/month

per month, billed annualy

No setup fee

Business Account with EU IBAN

1 physical + 1 virtual Visa card included

€0.99 per local transfer

2.19% per ATM withdrawal

Smart

You’re handling multiple projects or clients and need better visibility and control.

€10

15 $

/month

per user, billed annually

No setup fee

Business Account with EU IBAN

1 physical + 2 virtual Visa cards included

20 free transfers/month

ATM withdrawals: 2 free/month, 5 with annual plan

€5,000/month commission-free local POS transactions

Pro

You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

€29

15 $

/month

per user, billed annually

No setup fee

Business Account with EU IBAN

5 physical + 100 virtual Visa cards included

50 free transfers/month

ATM withdrawals: 4 free/month, 10 with annual plan

€7,000/month commission-free local POS transactions