Get up to €100,000
to grow your business in Finland

Fast, flexible financing. Apply now and get approved for your business loan in as little as 15 minutes. Only available to Finnish-registered companies.

In partnership with

Desired loan amount

€20,000

EUR

Repayment period

9 months

Excellent

363 reviews on

+5,000 happy customers

Excellent

363 reviews on

+5,000 happy customers

Excellent

363 reviews on

+5,000 happy customers

Welcome offer

First 100 customers receive
€500 funding in their wamo account.

First 100 customers receive €500 funding in their wamo account.

Apply for a wamo business account now and be among the first to benefit.

Apply for a wamo business account now and be among the first to benefit.

How does it work?
easy steps

How does it work?
easy steps

1. Apply for a wamo business account

Start your application for a business account in just a few clicks — quick and easy.

1. Apply for a wamo business account

Start your application for a business account in just a few clicks — quick and easy.

1. Apply for a wamo business account

Start your application for a business account in just a few clicks — quick and easy.

3. Sign the agreement

Review and sign your loan agreement digitally — no paperwork needed.

3. Sign the agreement

Review and sign your loan agreement digitally — no paperwork needed.

3. Sign the agreement

Review and sign your loan agreement digitally — no paperwork needed.

2. Apply for your loan

Once your wamo account is set up, apply for your loan directly from the app.

2. Apply for your loan

Once your wamo account is set up, apply for your loan directly from the app.

2. Apply for your loan

Once your wamo account is set up, apply for your loan directly from the app.

4. Get approved

If approved, your loan will be deposited in your wamo account within 24 hours

4. Get approved

If approved, your loan will be deposited in your wamo account within 24 hours

4. Get approved

If approved, your loan will be deposited in your wamo account within 24 hours

Why choose

wamo Business Loan

Get approved in 15 minutes

Get approved in 15 minutes

Apply now and get approved in as little as 15 minutes. Fast, easy, and fully online.

Automatic repayments

Automatic repayments

Repayments are automatically deducted from your wamo Visa debit card. No manual transfers required.

Clear and transparent pricing

Clear and transparent pricing

Know exactly what you're paying with clear interest rates and no hidden fees.

Business loan and business account in one app

Business loan and business account in one app

Manage both your business finances and funding needs seamlessly from your wamo account.

Business loan

& business account in one app

& business account
in one app

& business account
in one app

A Financial Partner Backed by Finland’s EMI License.

A Financial Partner Backed by Finland’s EMI License.

Get funded fast

Get funded fast

Apply for a business loan and receive funds in 24 hours from approval

Apply for a business loan and receive funds in 24 hours from approval

Pay & get paid globally

Always secure

Always secure

Send SWIFT & SEPA payments to 47+ countries

Send SWIFT & SEPA payments to 47+ countries

Local IBAN in 10 minutes

Local IBAN in 10 minutes

Get EUR, GBP, DKK or SEK account in minutes

Get EUR, GBP, DKK or SEK account in minutes

Earn as you spend

Earn as you spend

Use your Visa card and get up to 1% cashback

Use your Visa card and get up to 1% cashback

Frequently asked

questions

Who is Froda?

Who is Froda?

Who is Froda?

How much can I borrow?

How much can I borrow?

How much can I borrow?

What is the interest rate for business loans?

What is the interest rate for business loans?

What is the interest rate for business loans?

What happens after I apply for a loan?

What happens after I apply for a loan?

What happens after I apply for a loan?

How do I repay my loan?

How do I repay my loan?

How do I repay my loan?