Get up to €100,000
to grow your business in Finland
Fast, flexible financing. Apply now and get approved for your business loan in as little as 15 minutes. Only available to Finnish-registered companies.
In partnership with
Desired loan amount
€20,000
EUR
Repayment period
9 months
Excellent
363 reviews on
+5,000 happy customers
Excellent
363 reviews on
+5,000 happy customers
Excellent
363 reviews on
+5,000 happy customers
Welcome offer
First 100 customers receive
€500 funding in their wamo account.
First 100 customers receive €500 funding in their wamo account.
Apply for a wamo business account now and be among the first to benefit.
Apply for a wamo business account now and be among the first to benefit.
How does it work?
easy steps
How does it work?
easy steps
1. Apply for a wamo business account
Start your application for a business account in just a few clicks — quick and easy.
1. Apply for a wamo business account
Start your application for a business account in just a few clicks — quick and easy.
1. Apply for a wamo business account
Start your application for a business account in just a few clicks — quick and easy.
3. Sign the agreement
Review and sign your loan agreement digitally — no paperwork needed.
3. Sign the agreement
Review and sign your loan agreement digitally — no paperwork needed.
3. Sign the agreement
Review and sign your loan agreement digitally — no paperwork needed.
2. Apply for your loan
Once your wamo account is set up, apply for your loan directly from the app.
2. Apply for your loan
Once your wamo account is set up, apply for your loan directly from the app.
2. Apply for your loan
Once your wamo account is set up, apply for your loan directly from the app.
4. Get approved
If approved, your loan will be deposited in your wamo account within 24 hours
4. Get approved
If approved, your loan will be deposited in your wamo account within 24 hours
4. Get approved
If approved, your loan will be deposited in your wamo account within 24 hours
Why choose
wamo Business Loan
Get approved in 15 minutes
Get approved in 15 minutes
Apply now and get approved in as little as 15 minutes. Fast, easy, and fully online.
Automatic repayments
Automatic repayments
Repayments are automatically deducted from your wamo Visa debit card. No manual transfers required.
Clear and transparent pricing
Clear and transparent pricing
Know exactly what you're paying with clear interest rates and no hidden fees.
Business loan and business account in one app
Business loan and business account in one app
Manage both your business finances and funding needs seamlessly from your wamo account.
Business loan
& business account in one app
& business account
in one app
& business account
in one app
A Financial Partner Backed by Finland’s EMI License.
A Financial Partner Backed by Finland’s EMI License.
Get funded fast
Get funded fast
Apply for a business loan and receive funds in 24 hours from approval
Apply for a business loan and receive funds in 24 hours from approval
Pay & get paid globally
Always secure
Always secure
Send SWIFT & SEPA payments to 47+ countries
Send SWIFT & SEPA payments to 47+ countries
Local IBAN in 10 minutes
Local IBAN in 10 minutes
Get EUR, GBP, DKK or SEK account in minutes
Get EUR, GBP, DKK or SEK account in minutes
Earn as you spend
Earn as you spend
Use your Visa card and get up to 1% cashback
Use your Visa card and get up to 1% cashback
Frequently asked
questions
Who is Froda?
Who is Froda?
Who is Froda?
How much can I borrow?
How much can I borrow?
How much can I borrow?
What is the interest rate for business loans?
What is the interest rate for business loans?
What is the interest rate for business loans?
What happens after I apply for a loan?
What happens after I apply for a loan?
What happens after I apply for a loan?
How do I repay my loan?
How do I repay my loan?
How do I repay my loan?
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.