We make business funding make sense
Apply online in a few clicks. If approved, funds are deposited in your wamo account within 24 hours. Currently available to Finnish businesses.
Fast approval
Transparent pricing
Automatic repayments
Borrow fast, grow faster
Apply for a business loan directly from your wamo account and get funds deposited within 24 hours of approval.
Flexible amounts and terms
Borrow from €500 up to €100,000. Your repayment frequency can be tailored to your needs.
Manage it all in one app
Your business loan and account work seamlessly together for easy financing and cash flow management.
Simple loan process
Apply for your loan fully online, no bank manager meetings.
Approved customers are notified within 15 minutes and can access funds within 24 hours
Know where you stand with no hidden fees and automatic repayments from your wamo account
Manage your finances and funding smoothly in the wamo app
How it works
1
Apply for a wamo account
Start your quick application for a wamo account in just a few clicks.
2
Request your loan
Once your wamo account is open, you can apply for your loan directly via the app.
3
Sign your agreement digitally
Review and sign your loan contract, completely paperless.
4
Get funded fast
If approved, the loan amount is deposited into your wamo account within 24 hours.
Why wamo?
Dedicated to businesses of all sizes
For businesses feeling underserved by the banks, we’ve got you.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.
Real people, genuine support
Every wamo conversation connects you with a friendly business expert.