Effortless Business Finances with a Danish IBAN

Transact in 22 currencies: DKK, SEK, USD, EUR and more

Faster local and international payments with low FX rates.

A Financial Partner Backed by Finland’s EMI License.

Danish IBAN

Bulk payment

Team members

Excellent

363 reviews on

+5,000 happy customers

Grow your businesses

faster with wamo

Optimize your business, stay on top of your sales, easily accept payments.

DK IBANs and DKK cards

Get Visa cards linked directly to DKK currency. Simplify transactions and manage your finances effortlessly across borders.

Human-led customer support

Get expert assistance via in-app chat or email to keep your business moving forward

Transparent pricing

No hidden fees for business accounts— just fair FX rates and clear, predictable costs to help you budget with confidence.

Scalable tools & solutions

From local payments to multi-currency support, to visa unlimited virtual cards, we provide solutions that grow with you.

Simple, transparent pricing
that grows with you

Choose the plan that matches your business needs—no hidden fees, no surprises.

Start

For micro or small businesses

kr. 149.99/month

1 virtual debit card.

1 business account for per currency.

Grow

For medium-sized businesses

kr. 379.99/month

Up to 10 virtual, 5 physical debit cards.

10 free business accounts

Scale

For medium-large businesses

kr. 749.99/month

Unlimited virtual and physical debit cards.

Unlimited business accounts

Your company

deserves better

Simplify global operations, streamline expenses, and access human-led support — open your wamo account in just 10 minutes to unlock all these benefits.

A financial partner backed by Finland’s EMI License

At wamo, we operate under the highest regulatory standards with our EMI (Electronic Money Institution) license, issued and regulated by the Finnish Financial Supervisory Authority (FIN-FSA).

Fixed pricing for international transfer fees

Everything from one simple account: No hidden fees, transparent alternative with a flat 149.99 DKK fee per international transfer—regardless of which wamo plan you choose.

Get a free

POS terminal

Free POS terminal

Enjoy a seamless setup with no upfront costs or monthly fees

Fast payouts

Receive funds directly into your wamo account with next day settlement

All-in-one financial toolkit

Manage your business finance and payments in one place

Multi-currency support

Accept payments in 22 different currencies with ease

Ready to grow your business with wamo?

Join thousands of businesses across Europe using wamo to scale their operations.

Open an account

Speak with an expert

Frequently asked

questions

Do I need a NemKonto for my business in Denmark?

What currencies and IBANs can I create with wamo?

Can I open a wamo business account online?

Who can open a Business Account with wamo?

What do I need to open a business account with wamo?

@2025 wamoAll rights reserved.

Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.

© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.

wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.

Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V. 
Please see here for full details.