The
e-residency business account

The
e-residency business account

The
e-residency business account

e-ResidencyHub customers can open a multi-currency account with wamo. As your business expands, so should your account capabilities. Create multiple sub-accounts with EUR or GBP IBANs in just a few clicks.

e-ResidencyHub customers can open a multi-currency account with wamo. As your business expands, so should your account capabilities. Create multiple sub-accounts with EUR or GBP IBANs in just a few clicks.

e-ResidencyHub customers can open a multi-currency account with wamo. As your business expands, so should your account capabilities. Create multiple sub-accounts with EUR or GBP IBANs in just a few clicks.

In less than 10 minutes. No paperwork.

In less than 10 minutes. No paperwork.

In less than 10 minutes. No paperwork.

  • Partnership with E-residency HUB

    With our partnership with e-ResidencyHub, opening business accounts for e-ResidencyHub customers is now easy and faster.

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Partnership with E-residency HUB

    With our partnership with e-ResidencyHub, opening business accounts for e-ResidencyHub customers is now easy and faster.

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Partnership with E-residency HUB

    With our partnership with e-ResidencyHub, opening business accounts for e-ResidencyHub customers is now easy and faster.

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

Give your business a home in Europe, with wamo

Give your business a home in Europe, with wamo

Approved for e-Residency

Be local to Europe

Your business partner

Link each business debit card to its own sub-account

Link each business debit card to its own sub-account

High spending limits on all debit cards

Choose your card currency

Easy to manage & control spending

More flexibility with multi-currency accounts

More flexibility with multi-currency accounts

Create up to 10 sub-accounts

Get GBP & EUR IBANs

Easy local & international payments

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Get organised, be ready for business

Get organised, be ready for business

Flexible accounts for specific needs

Never go over budget again

Save for everyday expenses

Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

Frequently asked

questions

How long does it take to open a business account in Estonia?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Estonia?

To open a business bank account in Estonia, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Estonia to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2023, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2023 WAMO

wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.