The best
e-Residency business account

The best
e-Residency business account

Empower your e-ResidencyHub business with multi-currency flexibility, EUR IBANs and seamless online setup.

In less than 10 minutes. No paperwork.

In partnership with e-Residency Hub

  • In partnership with e-Residency hub

    Opening a business account for e-ResidencyHub customers is now easier and faster than ever.

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create sub-accounts for projects, teams or daily expenses - whatever works best for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots, no barriers!

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

  • In partnership with e-Residency hub

    Opening a business account for e-ResidencyHub customers is now easier and faster than ever.

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create sub-accounts for projects, teams or daily expenses - whatever works best for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots, no barriers!

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

  • In partnership with e-Residency hub

    Opening a business account for e-ResidencyHub customers is now easier and faster than ever.

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create sub-accounts for projects, teams or daily expenses - whatever works best for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots, no barriers!

  • Multi-currency support

    Operate like a local with EUR IBANs and GBP, DKK, and SEK payment capabilities.

Give your business a home in Europe, with wamo

Give your business a home in Europe, with wamo

Get approved for e-Residency

Get approved for e-Residency

Get approved for e-Residency

Be local to Europe, no matter where you are

Be local to Europe, no matter where you are

Be local to Europe, no matter where you are

Your business-boosting partner

Your business-boosting partner

Your business-boosting partner

Link each Visa debit card to its own sub-account

Link each Visa debit card to its own sub-account

Set high spending limits on all debit cards

Set high spending limits on all debit cards

Set high spending limits on all debit cards

Choose your card currency

Choose your card currency

Choose your card currency

Easily manage and control spending

Easily manage and control spending

Easily manage and control spending

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

Frequently asked

questions

How long does it take to open a business account in Estonia?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Estonia?

To open a business bank account in Estonia, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Estonia to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Estonia?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Estonia?

To open a business bank account in Estonia, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Estonia to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Estonia?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Estonia?

To open a business bank account in Estonia, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Estonia to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.

The wamo card is issued by wamo Solutions Oy pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.