IWD Terms and Conditions

General campaign T&Cs – wamo Solutions Ltd

1. Promoter

The Women Build Business campaign (the “Campaign”) is organised and promoted by wamo (the “Promoter”).

  1. Campaign Period

The Campaign is valid from 1 March 2026 to 31 March 2026, inclusive (the “Campaign Period”). Applications submitted outside of the Campaign Period will not be eligible.

3. Eligibility

To be eligible to participate in the Campaign, applicants must meet all of the following criteria:

● Be a registered business entity

● Be based in the European Economic Area (EEA)

● Have at least one woman founder or co-founder at the time of application

● Successfully pass wamo’s standard onboarding, verification, and compliance checks

● Not currently hold an active wamo Grow or Smart plan or have previously benefited from the same or a similar promotional offer

● Open a wamo account directly and not be introduced by a partner, affiliate or under a client referral programme

wamo reserves the right to request documentation or declarations to verify eligibility.

4. Offer

Eligible businesses that successfully meet the Campaign requirements will receive:

  • Six (6) months of the wamo Grow or Smart plan free of charge (the “Offer”)

The Offer applies only to the monthly Grow or Smart plan subscriptions and does not include transaction fees, third-party fees, FX fees, card fees, or any other costs not expressly included in the Grow or Smart plan.

5. Activation & Usage Requirements

To qualify for and retain the Offer, eligible participants must:

  1. Complete the full onboarding process within the Campaign Period, including identity and business verification

  2. Activate their wamo account

  3. Complete at least one transaction during the six-month free period

Failure to meet these requirements may result in forfeiture of the Offer.

6. Plan Continuation & Cancellation

At the end of the six-month free period:

  • The Grow plan will automatically convert into a paid subscription at the standard applicable price

  • Participants may cancel or downgrade their subscription at any time before the end of the free period to avoid charges

It is the participant’s responsibility to manage subscription settings and cancellation timing.

7. Limitations & Restrictions

  • The Offer is non-transferable, non-exchangeable, and cannot be redeemed for cash

  • Only one Offer per business is permitted

  • wamo reserves the right to withdraw, refuse, or reclaim the Offer in cases of suspected abuse, fraud, misrepresentation, or breach of these Terms & Conditions

8. Compliance & Disqualification

wamo reserves the right to disqualify any participant who:

  • Provides false or misleading information

  • Fails to comply with applicable laws, regulations, or wamo policies

  • Attempts to exploit, manipulate, or misuse the Campaign

Disqualification may occur at any stage, including after the Offer has been applied.

9. Modification or Termination

wamo reserves the right, to the extent permitted by applicable law, to amend, suspend, or terminate the Campaign or these Campaign Terms & Conditions at any time. Any material changes will be communicated via wamo’s official channels.

10. Liability

wamo shall not be liable for any indirect or consequential loss arising out of or in connection with participation in the Campaign, except where such liability cannot be excluded by law.

11. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of Finland. Any disputes arising out of or in connection with the Campaign shall be subject to the exclusive jurisdiction of the courts of Finland.