A business account made for Italy

Run your business with ease through multi-currency accounts, Visa debit cards for your team, fast local and international payments, and friendly support – all in one smart app.

Open account

A business account made for Italy

Run your business with ease through multi-currency accounts, Visa debit cards for your team, fast local and international payments, and friendly support – all in one smart app.

Open account

A business account made for Italy

Run your business with ease through multi-currency accounts, Visa debit cards for your team, fast local and international payments, and friendly support – all in one smart app.

Open account

Start doing business right away

We want to keep your first excitement align the way. So lets start fast and secure.

Fast and smooth set up in 10 minutes

Get virtual and physical visa debit cards

Get the human support from the beginning

Take control of your payments

Flexible ways to send and receive money, with competitive rates.

Transact confidently in 22 currencies

Send instant SEPA and in-app SWIFT transfers

Free ATM withdrawals across Europe

Earn up to 1% cashback on all business spending

Get the human support you need

We know how important it is to speak to someone who understands your business.

Chat to a real person via in-app chat, Whatsapp or email

Local support team ready to help in Maltese, Italian, English and more

Get fast, helpful answers when you need them most

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

Why wamo?

Dedicated to businesses of all sizes

For businesses feeling underserved by the banks, we’ve got you.

Secure and compliant

Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.

Real people, genuine support

Every wamo conversation connects you with a friendly business expert.

Frequently asked questions

Find your answer here or contact us. We want no questions in the air.

What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:

Limited Liability Companies (LLC)
Public Limited Companies (PLC)
Sole traders, freelancers, and self-employed professionals
Please note: UK-based sole traders are not currently supported.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

Apply now

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

Apply now

Start doing business right away

We want to keep your first excitement align the way. So lets start fast and secure.

Take control of your payments

Flexible ways to send and receive money, with competitive rates.

Get the human support you need

We know how important it is to speak to someone who understands your business.

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."

Luca Succi

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”

Rita Boldini

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”

Giuseppe Narcisi

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."

Luca Succi

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”

Rita Boldini

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”

Giuseppe Narcisi

Who banks on wamo?

Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."

Luca Succi

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”

Rita Boldini

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”

Giuseppe Narcisi

Why wamo?

Dedicated to businesses of all sizes

Secure and compliant

Real people, genuine support

Frequently asked questions

Find your answer here or contact us. We want no questions in the air.

Find your answer here or contact us. We want no questions in the air.

What is a wamo business account?

Is a wamo account secure and compliant?

Who can open a wamo account?

How do I open a wamo account?

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.