The
Maltese business account

The
Maltese business account

Maltese businesses can open a multi-currency account with wamo. As your business expands, so should your account capabilities.

In less than 10 minutes. No paperwork.

  • Hub for the Maltese

    wamo is the #1 digital business account choice for the Maltese businesses. Join now to be a part of this exclusive group!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Hub for the Maltese

    wamo is the #1 digital business account choice for the Maltese businesses. Join now to be a part of this exclusive group!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Hub for the Maltese

    wamo is the #1 digital business account choice for the Maltese businesses. Join now to be a part of this exclusive group!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

  • Link cards to separate accounts

    Issue physical and virtual debit cards for each account you create. Get new debit cards as you grow.

  • Organised finances

    Create multiple accounts for projects or for individual team members. Whatever works for your business!

  • Real support from real people

    Speak to a wamo team member whenever you need to. No bots here!

  • Supports multi-currency accounts

    Create separate EUR & GBP currency accounts to make and receive international payments like a local.

Give your business a home in Europe and the UK

Give your business a home in Europe and the UK

Approved by the Maltese

Approved by the Maltese

Approved by the Maltese

Be local to Europe and the UK

Be local to Europe and the UK

Be local to Europe and the UK

Your team builder and growth partner

Your team builder and growth partner

Your team builder and growth partner

Link each business debit card to its own sub-account

Link each business debit card to its own sub-account

High spending limits on all debit cards

High spending limits on all debit cards

High spending limits on all debit cards

Choose your card currency

Choose your card currency

Choose your card currency

Easy to manage & control spending

Easy to manage & control spending

Easy to manage & control spending

More flexibility with multi-currency accounts

More flexibility with multi-currency accounts

Create up to 10 sub-accounts

Create up to 10 sub-accounts

Create up to 10 sub-accounts

Get GBP & EUR IBANs

Get GBP & EUR IBANs

Get GBP & EUR IBANs

Easy local & international payments

Easy local & international payments

Easy local & international payments

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Account - 2234

€5,044.04

Team Expenses

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Marketing Budget

Account - 2234

£45,034.00

Get organised, be ready for business

Get organised, be ready for business

Flexible accounts for specific needs

Flexible accounts for specific needs

Never go over budget again

Never go over budget again

Save for everyday expenses

Save for everyday expenses

Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success
Streamline your business operations today: Open flexible business account online in 10 minutes and get organized for success

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

It only takes 10 minutes to set up your wamo account.

Built for businesses that mean business.

Frequently asked

questions

How long does it take to open a business account in Malta?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Malta?

To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Malta to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Malta?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Malta?

To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Malta to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

How long does it take to open a business account in Malta?

With wamo setting up a business account is quick and simple. Registration usually takes 10-15 minutes, our team will then review your application and might request additional information or documentation. It typically takes under 48 hours (if all goes well as low as 15 minutes!) to have your business account ready.

What do I need to open a business account in Malta?

To open a business bank account in Malta, banks generally require specific documents. These include proof of identity, proof of address, a business plan and proof of the source of funds. Requirements can vary, so it's important to check with your chosen bank for specifics.

At wamo, we will ask you for: 

  • Your, your directors’ and your shareholders’ proof of ID and proof of addresses

  • Your company name, registration number and business addresses

  • Your company’s website address, or links to other online presence (e.g. social media pages). We're required to ask for this as part of our financial regulations to open an account. If you don't have any online presence, then you can let us know how you market yourselves instead.

  • A bit of information about what your business does. For example: what products or services you buy or sell.

We’ll also ask for these documents:

  • Certificate of incorporation

  • Memorandum and Articles of Association (company registration documents)

  • Registry Extract showing Beneficial Owners

Proof of address (e.g., utility bill, bank statement or rental agreement) - Dated within the last 6 months.

Do I need to be in your office to open a business account?

With wamo, you don’t have to be in our offices or in Malta to open a business account. Our application process is completely online. If you have any questions about opening an account, feel free to contact us. We're available 6 days a week and typically respond in under 5 minutes. Come to our live support chat on our website, or by emailing support@wamo.io.

What is wamo?

wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.

@2025 wamoAll rights reserved.

Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.

© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.

wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.

Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V. 
Please see here for full details.

@2025 wamoAll rights reserved.

Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.

© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.

wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.

Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V. 
Please see here for full details.

@2025 wamoAll rights reserved.

Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.

© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.

wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.

Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V. 
Please see here for full details.