Choose wamo as
a Payoneer alternative

wamo business account is the best alternative in the market right now. EU and UK businesses can rely on wamo for fast, efficient, easy onboarding.

Signing up is fast and easy

Excellent

4.4 out of 5

based on 252 reviews

Excellent

4.4 out of 5

Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more
Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more
Get started with online business banking: Open Account for easy access to business visa debit cards, multi-currency accounts, payment options and more

wamo is better, faster, friendlier.

wamo is better, faster, friendlier.

It doesn’t have to take months to open a business account.


With wamo you can apply in 10 minutes

And have your account ready to use in under 48 hours.

It doesn’t have to take months to open a business account.


With wamo you can apply in 10 minutes

And have your account ready to use in under 48 hours.

Welcome to fast, easy payments

Welcome to fast, easy payments

Do business everywhere, the EU, and the UK, just like a local.

Fast local and international payments with EUR & GBP IBANs

Get your Visa business debit card, now with special advantages!

Get paid faster, wherever you are

Get paid faster, wherever you are

Payout your Amazon earnings

Free wamo-to-wamo payments

Take payments like a local

Use exclusive payment links

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Kris Jes Petersen

“Great community is a key to successful co-working environment and wamo is all about community”

Partner at Soho Office, Malta

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Vladislav Patserin

"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."

CCO, Lintu Investments Oy

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Easy, online account opening

No endless paperwork or queuing at a bank. Apply online in minutes.

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Friendly, expert support

Speak to a human wamo team member when you need to. No bots!

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Safe & Secure

Your money is protected by a licensed bank in a safeguarded account.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

Fair and transparent

See all fees and charges upfront. Choose the best subscription plan for you.

LATEST UPDATES

Frequently asked

questions

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.