Why European SMEs choose wamo
Wise is built for transfers; wamo is built for business operations. We focus on the relationship by providing the human support, multi-currency power, and local infrastructure SMEs need to grow.
Open your account in minutes, not days
Talk to a real person when it matters
Multi-currency business banking, team cards, and local IBANs — all in one place
Get the human support you need
We know how important it is to speak to someone who understands your business.
Chat to a real person via in-app chat, Whatsapp or email
Local support team ready to help in Maltese, Italian, English and more
Get fast, helpful answers when you need them most
Frequently asked questions
What is the main difference between wamo and Wise Business for European SMEs?
Wise Business was built primarily as an international money transfer platform — ideal for moving funds across currencies. wamo is built for full business operations: you get a dedicated EU IBAN, team cards, a physical POS terminal, multi-currency payments in 22+ currencies, and a dedicated account manager from day one. For European SMEs that need a complete business account rather than a transfer tool, wamo offers the infrastructure and relationship-based support that Wise Business does not prioritise.
Is wamo cheaper than Wise Business for a small business account?
Both wamo and Wise Business offer plans starting from €0/month, so there is no upfront cost difference at entry level. The difference is in what you get for free: wamo's Freemium plan includes a business account with an EU IBAN, physical and virtual Visa cards, and local human support — with paid plans from €10/month for more transfers and cards. Wise Business charges per-transaction fees on top of their plan, which can add up at volume. wamo's pricing is designed to be transparent and predictable for growing SMEs.
Does Wise Business offer a dedicated account manager like wamo does?
No. Wise Business does not offer a dedicated account manager as a standard feature on any plan. With wamo, every customer — including free plan users — gets access to a dedicated account manager. Support is available via in-app chat, WhatsApp, and email, with a multilingual local team covering English, Italian, Finnish, Maltese, and more. For SMEs that value a real point of contact during onboarding or when issues arise, this is a consistent and practical difference.
Can I use wamo as a Wise Business alternative for my European company?
Yes. Wamo supports registered businesses across the European Economic Area (EEA) and the UK, including limited companies, public companies, sole traders, and freelancers. Opening an account takes around 10 minutes online, with no setup fee and no branch visit required. If you are currently using Wise Business mainly for transfers, wamo gives you that same multi-currency capability — across 22+ currencies — plus a full business account: IBAN, team cards, POS terminal, and dedicated human support.
