Choose wamo as
a wise alternative
wamo business account is the best alternative in the market right now. EU and UK businesses can rely on wamo for fast, efficient, easy onboarding.
Excellent
4.4 out of 5
based on 252 reviews
Excellent
4.4 out of 5
wamo is better, faster, friendlier.
wamo is better, faster, friendlier.
It doesn’t have to take months to open a business account.
With wamo you can apply in 10 minutes
And have your account ready to use in under 48 hours.
It doesn’t have to take months to open a business account.
With wamo you can apply in 10 minutes
And have your account ready to use in under 48 hours.
Welcome to fast, easy payments
Welcome to fast, easy payments
Do business everywhere, the EU, and the UK, just like a local.
Do business everywhere, the EU, and the UK, just like a local.
Do business everywhere, the EU, and the UK, just like a local.
Fast local and international payments with EUR & GBP IBANs
Fast local and international payments with EUR & GBP IBANs
Fast local and international payments with EUR & GBP IBANs
Get your Visa business debit card, now with special advantages!
Get your Visa business debit card, now with special advantages!
Get your Visa business debit card, now with special advantages!
Get paid faster, wherever you are
Get paid faster, wherever you are
Payout your Amazon earnings
Payout your Amazon earnings
Payout your Amazon earnings
Free wamo-to-wamo payments
Free wamo-to-wamo payments
Free wamo-to-wamo payments
Take payments like a local
Take payments like a local
Take payments like a local
Use exclusive payment links
Use exclusive payment links
Use exclusive payment links
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Kris Jes Petersen
“Great community is a key to successful co-working environment and wamo is all about community”
Partner at Soho Office, Malta
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Vladislav Patserin
"Opening the bank account for a fintech startup in Finland was a real hassle until we contacted Wamo. We started working with clients from the EU and even expanded to the Middle East thanks to the easy process and helpful assistance from Wamo."
CCO, Lintu Investments Oy
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
LATEST UPDATES
Frequently asked
questions
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.