
Effortless business finances with a Danish IBAN
Transact in 22 currencies: DKK, SEK, USD, EUR and more
Faster local and international payments with low FX rates.
A Financial Partner Backed by Finland’s EMI License.

Effortless business finances with a Danish IBAN
Transact in 22 currencies: DKK, SEK, USD, EUR and more
Faster local and international payments with low FX rates.
A Financial Partner Backed by Finland’s EMI License.

Effortless business finances with a Danish IBAN
Transact in 22 currencies: DKK, SEK, USD, EUR and more
Faster local and international payments with low FX rates.
A Financial Partner Backed by Finland’s EMI License.
Grow your businesses faster with wamo
Optimize your business, stay on top of your sales, easily accept payments.
DK IBANs and DKK cards
Get Visa cards linked directly to DKK currency. Simplify transactions and manage your finances effortlessly across borders.





Human-led customer support
Get expert assistance via in-app chat or email to keep your business moving forward
Transparent pricing
No hidden fees for business accounts— just fair FX rates and clear, predictable costs to help you budget with confidence.












Scalable tools & solutions
From local payments to multi-currency support, to Visa unlimited virtual cards, we provide solutions that grow with you.
Simple, transparent pricing to suit your business
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control. |
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently. |
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa cards included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Who banks on wamo?
Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco

"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS

“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco

“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Tips and tech
Frequently asked questions
Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans
Do I need a NemKonto for my business in Denmark?
If you are a business operating in Denmark that receives state payments you will need to activate your NemKonto. In this article you’ll find a guide on how to do it.
Do I need a NemKonto for my business in Denmark?
If you are a business operating in Denmark that receives state payments you will need to activate your NemKonto. In this article you’ll find a guide on how to do it.
Do I need a NemKonto for my business in Denmark?
If you are a business operating in Denmark that receives state payments you will need to activate your NemKonto. In this article you’ll find a guide on how to do it.
What currencies and IBANs can I create with wamo?r my business needs?
You can create local GB, DK, and LU IBANs and manage multiple currencies, including EUR, DKK, SEK, and GBP. Additionally, your wamo business account allows you to accept payments in 22 different currencies.
What currencies and IBANs can I create with wamo?r my business needs?
You can create local GB, DK, and LU IBANs and manage multiple currencies, including EUR, DKK, SEK, and GBP. Additionally, your wamo business account allows you to accept payments in 22 different currencies.
What currencies and IBANs can I create with wamo?r my business needs?
You can create local GB, DK, and LU IBANs and manage multiple currencies, including EUR, DKK, SEK, and GBP. Additionally, your wamo business account allows you to accept payments in 22 different currencies.
Can I open a wamo business account online?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready. The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us. Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
Can I open a wamo business account online?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready. The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us. Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
Can I open a wamo business account online?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready. The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us. Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility.
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility.
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with



