Excellent
4.8 out of 5
Every invoice.
Checked, approved
and paid.
Capture, check, approve and pay vendor invoices in wamo.
AI handles the admin. Your rules and authorised people stay in control.
Excellent
4.8 out of 5
Every invoice.
Checked, approved
and paid.
Capture, check, approve and pay vendor invoices in wamo.
AI handles the admin. Your rules and authorised people stay in control.
Excellent
4.8 out of 5
Every invoice.
Checked, approved and paid.
Capture, check, approve and pay vendor invoices in wamo.
AI handles the admin. Your rules and authorised people stay in control.
From invoice to paid.
Your team controls approval and payment.
Collect
Read
Check
Approve
Pay
From invoice to paid.
Your team controls approval and payment.
Collect
Read
Check
Approve
Pay
From invoice to paid.
Your team controls approval and payment.
Collect
Read
Check
Approve
Pay
Invoices arrive ready to review.
Invoices arrive ready to review.
Invoices arrive ready to review.
Use your wamo invoice address, forward emails or upload files. wamo creates a structured draft beside the original.
Use your wamo invoice address, forward emails or upload files. wamo creates a structured draft beside the original.
Dedicated invoice address
Invoices appear in Payables automatically.
PDFs and images
Send them by email or upload them directly.
Details
extracted
Vendor, dates, line items and totals are captured.
Dedicated invoice address
Invoices appear in Payables automatically.
PDFs and images
Send them by email or upload them directly.
Details
extracted
Vendor, dates, line items and totals are captured.
Catch problems before money moves.
Catch problems before money moves.
Catch problems before money moves.
wamo’s AI checks every invoice, from duplicates to the name on the vendor’s bank account, and gives each one a confidence level. Nothing is paid until an authorised person releases it.
wamo’s AI checks every invoice, from duplicates to the name on the vendor’s bank account, and gives each one a confidence level. Nothing is paid until an authorised person releases it.
Risk surfaced
Risk surfaced
Risk surfaced
Spot duplicates, unusual amounts and other anomalies.
Spot duplicates, unusual amounts and other anomalies.
Verification of payee
Verification of payee
Verification of payee
Confirm the account belongs to the vendor.
Confirm the account belongs to the vendor.
Confirm the account belongs
to the vendor.
Clear results
Clear results
Clear results
Every invoice is marked passed, needs attention or not enough information.
Every invoice is marked passed, needs attention or not enough information.
Every invoice is marked passed, needs attention or not enough information.
Set the rules. Keep control.
Set the rules. Keep control.
Set the rules. Keep control.
Set rules by amount, vendor or team member. Eligible invoices can be auto-approved, but only an authorised Payer or Admin can release payment.
Set rules by amount, vendor or team member. Eligible invoices can be auto-approved, but only an authorised Payer or Admin can release payment.
Set rules by amount, vendor or team member. Eligible invoices can be auto-approved, but only an authorised Payer or Admin can release payment.
SMALL INVOICES
SMALL INVOICES
SMALL INVOICES
If
If
If
amount
amount
amount
is
is
is
under €10,000
under €10,000
under €10,000
then
then
then
auto-approve
auto-approve
auto-approve
MID-SIZE INVOICES
MID-SIZE INVOICES
MID-SIZE INVOICES
If
If
If
amount
amount
amount
is
is
is
€10,000 to €25,000
€10,000 to €25,000
€10,000 to €25,000
then
then
then
any 2 of 4 approvers
any 2 of 4 approvers
any 2 of 4 approvers
LARGE INVOICES
LARGE INVOICES
LARGE INVOICES
If
If
If
amount
amount
amount
is
is
is
over €25,000
over €25,000
over €25,000
then
then
then
all 4 of 4 approvers
all 4 of 4 approvers
all 4 of 4 approvers
VENDOR APPROVAL
VENDOR APPROVAL
VENDOR APPROVAL
If
If
If
vendor
vendor
vendor
is
is
is
Acme Ltd
Acme Ltd
Acme Ltd
then
then
then
require Admin approval
require Admin approval
require Admin approval
CREATOR APPROVAL
CREATOR APPROVAL
CREATOR APPROVAL
If
If
If
bill created by
bill created by
bill created by
is
is
is
Emma
Emma
Emma
then
then
then
require 2 approvers
require 2 approvers
require 2 approvers
Know what you owe and who you pay.
Know what you owe and who you pay.
Know what you owe and who you pay.
See what’s due and pay approved invoices from your wamo account.
See what’s due and pay approved invoices from your wamo account.
See what’s due and pay approved invoices from your wamo account.
Everything you owe, at a glance
Everything you owe, at a glance
Everything you owe, at a glance
Overdue and upcoming invoices sit at the top, totalled in your main currency, whatever currency they came in.
Overdue and upcoming invoices sit at the top, totalled in your main currency, whatever currency they came in.
Every vendor in one record
Every vendor in one record
Every vendor in one record
wamo matches invoices, creates vendor records and keeps spend, balances, bank details, VAT ID and history together.
wamo matches invoices, creates vendor records and keeps spend, balances, bank details, VAT ID and history together.
The right access for everyone
The right access for everyone
The right access for everyone
Choose who can add, approve and pay invoices. Your accountant gets read-only Viewer access.
Choose who can add, approve and pay invoices. Your accountant gets read-only Viewer access.
What our customers say about us
What our customers say about us
What our customers say about us
Meet the locals who trust wamo with their business.
Meet the locals who trust wamo with their business.
Meet the locals who trust wamo with their business.
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Yanan Li
We chose wamo because getting our payment terminals up and running was incredibly easy, and fast transfers make our day-to-day operations run more smoothly.
Noodle Master
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Luca Succi
wamo gives our team instant access to what they need, with dedicated cards and excellent customer support. It’s exactly what we were looking for.
L2MS SRLS
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Raimo Juvonen
Reliability and speed are essential when it comes to payments, and wamo gives us exactly the simplicity and efficiency we need.
Juoksulabra
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Rita Boldini
With wamo, the money reaches our account by the very next morning, unlike other providers that can take three or four days.
Terme di Bognanco
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Turo Telama
If you want to spend your time dealing with paperwork, there are plenty of options. I’d rather focus on getting things done, and that’s why I choose wamo.
Pizza Lovers
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Giuseppe Narcisi
We can easily manage our team’s day-to-day expenses, cards and POS payments, all from one app. wamo really simplifies the way we manage our finances.
Hotel il Gelso Bianco
Simple, transparent pricing that suits your business
Self-employed
Companies
Billed Monthly
Billed Yearly
Save up to 34%
Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Simple, transparent pricing that suits your business
Self-employed
Companies
Billed Monthly
Billed Yearly
Save up to 34%
Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Simple, transparent pricing that suits your business
Self-employed
Companies
Billed Monthly
Billed Yearly
Save up to 34%
Freemium
You're just getting started and want simple, essential tools to manage your business account.
€0
11 $
/month
per month, billed annualy
No setup fee
Business Account with EU IBAN
1 physical + 1 virtual Visa card included
€0.99 per local transfer
2.19% per ATM withdrawal
Smart
You’re handling multiple projects or clients and need better visibility and control.
€10
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€5,000/month commission-free local POS transactions
Pro
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
€29
15 $
/month
per user, billed annually
No setup fee
Business Account with EU IBAN
5 physical + 100 virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
€7,000/month commission-free local POS transactions
Frequently asked questions
Frequently asked questions
Frequently asked questions
No long waits, no pointless paperwork.
Let’s keep in touch
Book a free call with one of our consultants, no commitment required.
What is accounts payable automation, and how does wamo do it?
Does wamo’s AI pay my vendors on its own?
How does wamo check invoices before I pay them?
How do vendor invoices get into wamo?
Does wamo replace my accounting software?