The card your business deserves
Physical and virtual Visa Debit cards with spend tracking, personalised limits, and up to 1% cashback.
Instant issue
Team spending
Smart limits
Send fast, get paid
Create virtual or physical cards for your team in seconds, and you can spend straight away.
Set spending rules
Assign card limits, manage access, and stay in control of how and when money moves.
Track every payment
Never miss a transaction with real-time spend notifications and account insights.
Built for business
Spend with confidence and control with team Visa Debit cards.
Instantly issue physical and virtual Visa Debit cards
Earn up to 1% cashback on eligible card purchases
Track every transaction in real time
Assign card limits, track spend in real time, and stay in control of every transaction.
Total card control
Control cards for teams, projects and individual users
Set custom limits and rules per card
Track and manage spend by team or purpose
Freeze, unfreeze or replace in seconds
How it works
1
Apply for a wamo account
Start your application to access wamo’s business tools – cards are available instantly on approval.
2
Create your first card
Issue a virtual or physical card with just a few taps. Name it, link it, and set a spending limit.
3
Assign and customise
Distribute cards for the team or for specific budgets, and track spending in real time.
4
Spend with control
Use cards online or in-store. And instantly freeze, unfreeze, or replace cards from the app.
Simple, transparent pricing to suit your business
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control. |
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently. |
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Self-employed |
Companies
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Freemium
€0
/month
You're just getting started and want simple, essential tools to manage your business account.
No setup fee
Business Account with EU IBAN
1 virtual Visa card included
€0.99 per local transfer
1.99% per ATM withdrawal
€9.99
/month
You’re handling multiple projects or clients and need better visibility and control.
Smart
No setup fee
Business Account with EU IBAN
1 physical + 2 virtual Visa cards included
20 free transfers/month
ATM withdrawals: 2 free/month, 5 with annual plan
€19.99
/month
You’re managing teams, currencies, or cost centres — and looking to scale efficiently.
Pro
TOP PICK
No setup fee
Business Account with EU IBAN
3 physical + unlimited virtual Visa cards included
50 free transfers/month
ATM withdrawals: 4 free/month, 10 with annual plan
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Who banks on wamo?
Meet the locals who trust wamo with their business.
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
Why wamo?
Dedicated to businesses of all sizes
For businesses feeling underserved by the banks, we’ve got you.
Secure and compliant
Authorised by the Finnish Financial Supervisory Authority and compliant with EU data privacy rules.
Real people, genuine support
Every wamo conversation connects you with a friendly business expert.
Frequently asked questions
Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans
What is a wamo business account?
What is a wamo business account?
What is a wamo business account?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Who can open a wamo account?
Who can open a wamo account?
Who can open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
What documents do I need to apply?
What documents do I need to apply?
What documents do I need to apply?
How much does a wamo business account cost?
How much does a wamo business account cost?
How much does a wamo business account cost?
