Unlimited virtual debit cards for ads
Unlimited virtual debit cards for ads
Maximize your digital marketing agency efficiency with wamo's unlimited virtual cards. wamo offers precise spending control and a *1% refund on all ad spendings.
1
month
1
month
Get €5000* refund
on ads spend
Get €5000* refund
on ads spend
•.FREE FOR 1 MONTH•.
Business account designed for your agency
Business account designed for your agency
Unlimited virtual cards for each ad account
Unlimited virtual cards for each ad account
Unlimited virtual cards for each ad account
*Earn 1% refund on all your ad spendings
*Earn 1% refund on all your ad spendings
*Earn 1% refund on all your ad spendings
You can pay with all local currencies
You can pay with all local currencies
You can pay with all local currencies
Virtual debit cards for each client and ad account. Unlimited!
Virtual debit cards for each client and ad account. Unlimited!
Instant virtual Visa Debit Cards
Instant virtual Visa Debit Cards
Instant virtual Visa Debit Cards
Take control of your expenses
Take control of your expenses
Take control of your expenses
1% cashback for all ad spendings
1% cashback for all ad spendings
1% cashback for all ad spendings
Link each business debit card to its own sub-account
Link each business debit card to its own sub-account
High spending limits on all debit cards
High spending limits on all debit cards
High spending limits on all debit cards
Choose your card currency
Choose your card currency
Choose your card currency
Easy to manage & control spending
Easy to manage & control spending
Easy to manage & control spending
More flexibility with multi-currency accounts
More flexibility with multi-currency accounts
Create up to 10 sub-accounts
Create up to 10 sub-accounts
Create up to 10 sub-accounts
Get GBP & EUR IBANs
Get GBP & EUR IBANs
Get GBP & EUR IBANs
Easy local & international payments
Easy local & international payments
Easy local & international payments
Account - 2234
€5,044.04
Team Expenses
Account - 2234
€5,044.04
Team Expenses
Account - 2234
€5,044.04
Team Expenses
Marketing Budget
Account - 2234
£45,034.00
Marketing Budget
Account - 2234
£45,034.00
Marketing Budget
Account - 2234
£45,034.00
Easy local and international payments
Easy local and international payments
Make GBP payments faster
Make GBP payments faster
Make GBP payments faster
Make EUR payments in a tap.
Make EUR payments in a tap.
Make EUR payments in a tap.
Hassle-free international payments
Hassle-free international payments
Hassle-free international payments
A word from our founder
"A seamless financial solution that understands your unique needs. wamo is designed to make business finances easier, faster, all from one place."
"A seamless financial solution that understands your unique needs. wamo is designed to make business finances easier, faster, all from one place."
Yanki Onen, CEO, wamo
wamo features made for
digital marketing agencies
Features made for software companies
Features made for software companies
EUR and GBP accounts
EUR and GBP accounts
Visa physical and virtual business cards
Visa physical and virtual business cards
Local and international payments
Local and international payments
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Marketing Account
Manage your budget efficiently. Load a set amount, issue virtual or physical cards, and easily distinguish marketing expenses from other costs.
Subscriptions Account
Track your subscription costs accurately. Simplify budgeting, secure your online payments with virtual cards designed for subscriptions.
Expenses account
Make local and faster payments in EUR and GBP effortlessly. deal for paying third parties, vendors, salaries, and utilities.
Real support from real people
Speak to a wamo team member whenever you need to. No bots here!
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Easy, online account opening
No endless paperwork or queuing at a bank. Apply online in minutes.
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Friendly, expert support
Speak to a human wamo team member when you need to. No bots!
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Safe & Secure
Your money is protected by a licensed bank in a safeguarded account.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Fair and transparent
See all fees and charges upfront. Choose the best subscription plan for you.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Frequently asked
questions
How can digital marketing agencies benefit from wamo?
Agencies can enjoy benefits like creating unlimited virtual cards for each client and ad account, securing a 1% refund on all ad spendings with the Scale Annual Plan, trying wamo for 1 month for free, and saving 20% on the Scale Annual Plan.
What happens after the free trial ends?
Once your free trial ends, you can choose one of Wamo's annual plans to continue managing your financial activities effortlessly. Opting for the Scale Plan lets you keep enjoying a 1% refund on your ad spend and other benefits.
When will I receive my refund?
You will receive the 1% refund from wamo at the end of the next month following your payment. For example, if you make an ad payment of 10,000€ on the 15th of February, wamo will credit your account with 100€ on the 31st of March.
What is wamo?
wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.
How can digital marketing agencies benefit from wamo?
Agencies can enjoy benefits like creating unlimited virtual cards for each client and ad account, securing a 1% refund on all ad spendings with the Scale Annual Plan, trying wamo for 1 month for free, and saving 20% on the Scale Annual Plan.
What happens after the free trial ends?
Once your free trial ends, you can choose one of Wamo's annual plans to continue managing your financial activities effortlessly. Opting for the Scale Plan lets you keep enjoying a 1% refund on your ad spend and other benefits.
When will I receive my refund?
You will receive the 1% refund from wamo at the end of the next month following your payment. For example, if you make an ad payment of 10,000€ on the 15th of February, wamo will credit your account with 100€ on the 31st of March.
What is wamo?
wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.
How can digital marketing agencies benefit from wamo?
Agencies can enjoy benefits like creating unlimited virtual cards for each client and ad account, securing a 1% refund on all ad spendings with the Scale Annual Plan, trying wamo for 1 month for free, and saving 20% on the Scale Annual Plan.
What happens after the free trial ends?
Once your free trial ends, you can choose one of Wamo's annual plans to continue managing your financial activities effortlessly. Opting for the Scale Plan lets you keep enjoying a 1% refund on your ad spend and other benefits.
When will I receive my refund?
You will receive the 1% refund from wamo at the end of the next month following your payment. For example, if you make an ad payment of 10,000€ on the 15th of February, wamo will credit your account with 100€ on the 31st of March.
What is wamo?
wamo is a payments and financial management platform that works just like a bank. But wamo is not a bank. A fintech service like ours and many others works in partnership with a banking service provider to bring you all the benefits of banking without much of the hassle. wamo provides a business account that is easy to use, designed specifically to meet the needs of small and medium-sized businesses. You’ll get fast local and international payments, virtual debit cards for online spending. The ability to create up to 10 sub-accounts each with the option of either a EUR or GBP IBAN. A choice of subscription plans that you can change as your needs change and real, human customer support from a friendly professional team who are committed to your business success.
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.