Your digital financial partner in Estonia

Your wamo account is fully digital, giving you the flexibility to manage your finances from anywhere. No need to visit a physical location – register and open your IBAN account effortlessly from your office or home.

Signing up is fast and easy

Power your business with business visa debit cards: Physical and virtual visa debit cards for secure and convenient payments.
Power your business with business visa debit cards: Physical and virtual visa debit cards for secure and convenient payments.

Excellent

4.4 out of 5

based on 252 reviews

Excellent

4.4 out of 5

Excellent

4.4 out of 5

Digital solution for your business

Digital solution for your business

Your IBAN account at your fingertips, anytime, anywhere

Experience the power of digital finance

Seamless growth with transparent financial management

Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.
Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.
Pay securely with business virtual debit cards: Enjoy secure online spending and flexibility with virtual business debit cards.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Your trusted financial partner

With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.

  • JS

    November 03, 2023

    Banking on a budget

    What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.

  • EH

    November 06, 2023

    Warp-speed money moves

    If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!

  • CU

    October 26, 2023

    Easy and straight forward

    Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.

Why businesses love us?

Why businesses love us?

Your success is our passion and top priority

Tailored to fit your unique business needs

Service that puts your needs first and ensures your delight

Discover a world of possibilities

Discover a world of possibilities

Easy local and International payments

Get paid faster, anywhere you are

EUR and GBP IBAN accounts for every need

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

It only takes 10 minutes to set up your wamo account.

Be ready for business!

LATEST UPDATES

Frequently asked questions

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

How fast can I open a business account?

Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.

The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.

Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.

We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.

What do I need to open a business account with wamo?

Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:

  • Your business's operating address

  • A brief explanation of what your business does and where it operates

  • Information on how you plan to use your account

  • Proof of your identity

  • The wamo plan you want to start with

Who can open a Business Account with wamo?

If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.

Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.

© wamo 2024, all rights reserved wamo & the wamo logo are trademarks and trade names of wamo technology Limited and may not be used or reproduced without consent of the owner

Download wamo App

All Rights Reserved. @ 2024 WAMO

Wamo Solutions Oy is an Electronic Money Institution authorised by the the Finnish Financial Supervisory Authority (registered no. 3368055-9) Registered address is: Lapinlahdenkatu 16, 00180 Helsinki.


wamo.io LTD (Firm Reference Number: 922901) is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see this link.


The wamo card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.


Wamo Solutions LTD is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see link.


The wamo card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.