Your digital financial partner in Estonia

Open a wamo business account from anywhere and start managing your company’s finances with local IBANs, multi-currency tools, and full control from your dashboard.

Your digital financial partner in Estonia

Open a wamo business account from anywhere and start managing your company’s finances with local IBANs, multi-currency tools, and full control from your dashboard.

Your digital financial partner in Estonia

Open a wamo business account from anywhere and start managing your company’s finances with local IBANs, multi-currency tools, and full control from your dashboard.

Made for growing businesses

Manage your business spending by team, project, or expense.

Hold up to 5 currencies in your account: EUR, GBP, USD, SEK, and DKK.

Convert currencies instantly within the app for better control and flexibility.

Send money worldwide to over 47 countries using built-in SWIFT.

Get paid your way

Flexible options for receiving money, wherever your clients are.

Trade confidently in 22 currencies.

Share payment links to request funds via email, WhatsApp, or SMS.

Track all incoming payments in real time.

Why businesses love us?

Your success is our passion and top priority

We're not just about financial services; we're passionate about your success.

Tailored to fit your unique business needs

Designed specifically to meet the requirements of businesses.

Service that puts your needs first and ensures your delight

Prioritizing your needs, and making financial management effortless and delightful for you.

Simple, transparent pricing to suit your business

Self-employed
Companies

Freemium

€0

/month

You're just getting started and want simple, essential tools to manage your business account.

No setup fee

Business Account with EU IBAN

1 virtual Visa card included

€0.99 per local transfer

1.99% per ATM withdrawal

€9.99

/month

You’re handling multiple projects or clients and need better visibility and control.

Smart

No setup fee

Business Account with EU IBAN

1 physical + 2 virtual Visa cards included

20 free transfers/month

ATM withdrawals: 2 free/month, 5 with annual plan

€19.99

/month

You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

Pro

TOP PICK

No setup fee

Business Account with EU IBAN

3 physical + unlimited virtual Visa cards included

50 free transfers/month

ATM withdrawals: 4 free/month, 10 with annual plan

Self-employed
Companies
Self-employed
Companies

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Frequently asked questions

Find your answer here or contact us. We want no questions in the air.
Find your answer here or contact us. We want no questions in the air.

What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:


  • Limited Liability Companies (LLC)

  • Public Limited Companies (PLC)

  • Sole traders, freelancers, and self-employed professionals

    Please note: UK-based sole traders are not currently supported.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:


  • Limited Liability Companies (LLC)

  • Public Limited Companies (PLC)

  • Sole traders, freelancers, and self-employed professionals

    Please note: UK-based sole traders are not currently supported.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA) and the UK. Eligible types include:


  • Limited Liability Companies (LLC)

  • Public Limited Companies (PLC)

  • Sole traders, freelancers, and self-employed professionals

    Please note: UK-based sole traders are not currently supported.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.