Your digital financial partner in Estonia
Your wamo account is fully digital, giving you the flexibility to manage your finances from anywhere. No need to visit a physical location – register and open your IBAN account effortlessly from your office or home.
Signing up is fast and easy
Excellent
4.4 out of 5
based on 252 reviews
Excellent
4.4 out of 5
Excellent
4.4 out of 5
Digital solution for your business
Digital solution for your business
Your IBAN account at your fingertips, anytime, anywhere
Your IBAN account at your fingertips, anytime, anywhere
Your IBAN account at your fingertips, anytime, anywhere
Experience the power of digital finance
Experience the power of digital finance
Experience the power of digital finance
Seamless growth with transparent financial management
Seamless growth with transparent financial management
Seamless growth with transparent financial management
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Your trusted financial partner
With the Trustpilot reviews from users who trust us, our average score is 4.3 out of 5.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
JS
November 03, 2023
Banking on a budget
What's not to love about Wamo? Their banking fees are so low, it feels like I'm saving money every time I make a transaction. It's like having a financial wizard in your corner.
EH
November 06, 2023
Warp-speed money moves
If you're all about speed, Wamo is where it's at. Their money transfer process is like something out of a sci-fi movie. It's fast, it's furious, and it's fantastic!
CU
October 26, 2023
Easy and straight forward
Easy and straight forward process to open an account. The Commercial team and the Support team helped a lot. Thank you! We look forward to starting to work with the account.
Why businesses love us?
Why businesses love us?
Your success is our passion and top priority
Your success is our passion and top priority
Your success is our passion and top priority
Tailored to fit your unique business needs
Tailored to fit your unique business needs
Tailored to fit your unique business needs
Service that puts your needs first and ensures your delight
Service that puts your needs first and ensures your delight
Service that puts your needs first and ensures your delight
Discover a world of possibilities
Discover a world of possibilities
Easy local and International payments
Easy local and International payments
Easy local and International payments
Get paid faster, anywhere you are
Get paid faster, anywhere you are
Get paid faster, anywhere you are
EUR and GBP IBAN accounts for every need
EUR and GBP IBAN accounts for every need
EUR and GBP IBAN accounts for every need
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
It only takes 10 minutes to set up your wamo account.
Built for businesses that mean business.
Frequently asked questions
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
How fast can I open a business account?
Setting up a wamo business account is quick. It can take just 10 minutes to fill in our short form. Once you send it, we'll check your details and start getting your account ready.
The time it takes to get your account ready can change. It depends on how complex your company is and the documents you've sent us.
Have you been waiting for more than you expect? Or are you having trouble with the form? Please send us a support request. We're always here to help.
We aim to make account creation fast and simple. We do our best to have your account working on the same day you apply.
What do I need to open a business account with wamo?
Setting up a wamo business account is quick and straightforward. To get your account up and running, we'll need:
Your business's operating address
A brief explanation of what your business does and where it operates
Information on how you plan to use your account
Proof of your identity
The wamo plan you want to start with
Who can open a Business Account with wamo?
If your business is an LLC or PLC registered in the EEA or the UK, you can open a business account online with wamo.
Some types of businesses, industries, and countries can't open a business account. If you're not sure if you can open an account, check your eligibility
Solutions
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.
Empowering businesses globally with seamless financial solutions. Enabling cost-efficient and instant payments, worldwide.
Solutions
Company
© 2025 wamo. Wamo Solutions Oy is authorised by the Finnish Financial Supervisory Authority (FSA) as an Electronic Money Institution (No. 3368055-9). Visa cards are issued by wamo Solutions Oy.
wamo.io LTD (FRN: 922901) is a distributor of Modulr FS Limited, authorised and regulated by the UK Financial Conduct Authority (FRN: 900573). Payment services and Visa debit cards are issued by Modulr FS Limited.
Wamo Solutions LTD is a partner of Modulr Finance B.V., authorised and regulated by the Dutch Central Bank (DNB, R182870). Payment services and Visa debit cards are issued by Modulr Finance B.V.
Please see here for full details.