Simple, transparent pricing

Choose the plan that fits your business needs with no hidden fees or long-term commitments.
Self-employed
Companies

Monthly

Annually

save 20%

Start

€19.99

/month

You're a new business with light banking needs or want to keep your banking simple.

No setup fee

Business account with EU IBAN

€0.49 per local transfer

ATM withdrawals: 1.99% per transaction

1 virtual Visa card

Grow

TOP PICK

€49.99

/month

You're running multiple projects or teams and want better financial clarity and tools.

No setup fee

Business account with EU IBAN

50 free local transfers/month

ATM withdrawals: 5 free/month, 10 with annual plan

5 physical + 10 virtual Visa cards

€99.99

/month

You’re managing multiple users, currencies or cost centres, and could be scaling fast.

Scale

TOP PICK

No setup fee

Business account with EU IBAN

250 free local transfers/month

ATM withdrawals: 10 free/month, 15 with annual plan

100 physical + 100 virtual Visa cards

Monthly

Annually

save 20%

Monthly

Annually

save 20%

Compare all features

A detailed breakdown of what's included in each plan
A detailed breakdown of what's included in each plan

Start

Start

Most popular

Most popular

Grow

Grow

Scale

Scale

Accounts
Accounts
Monthly fee
Monthly fee

€19.99/ month

€19.99

€49.99/ month

€49.99
/month

€49.99

€99.99/ month

€99.99

Account opening fee
Account opening fee

One time payment

One time payment

FREE

FREE

FREE

Business accounts
Business accounts

Sub-accounts/ledgers

Sub-accounts/ledgers

1 sub account

per currency

up to 10

sub accounts

up to 100

sub accounts

Cashback
Cashback

Earn up to 1% cashback with annual plans

Earn up to 1% cashback with annual plans

0.5%

with all card spends

1%

with all card spends

Transfers
Transfers
No fee ATM withdrawal
No fee ATM withdrawal

1.99% per transaction thereafter

1.99% per transaction thereafter

5

10 with annual plans

10 with annual plans

10 with annual plans

10

15 with annual plans

15 with annual plans

15 with annual plans

Local transfer IN
Local transfer IN

FREE

FREE

FREE

Free local transfer OUT
Free local transfer OUT

€0.49 per transaction thereafter

€0.49 per transaction thereafter

50

250

Internal transfer
Internal transfer

FREE

FREE

FREE

Recurring payments
Recurring payments
Bulk payments
Bulk payments
Exchange currencies
Exchange currencies

Standard rates

Standard
rates

Advantageous rates

Advantageous rates

Inbound SWIFT
Inbound SWIFT

Free / €9.99

Free / €9.99

Free / €9.99

Outbound SWIFT
Outbound SWIFT

€19.99 / €23.99

€19.99 /

€23.99

€19.99 / €23.99

€19.99 /

€23.99

€19.99 / €23.99

€19.99 /

€23.99

Cards
Cards
Free virtual card
Free virtual card

1

10

100

Virtual card allowance
Virtual card allowance

€0.99 per card outside free allowance

€0.99 per card outside free allowance

No additional allowance

100

100

Free physical card
Free physical card

5

100

Physical card allowance
Physical card allowance

€9.99 per card outside free allowance

€9.99 per card outside free allowance

1

10

100

Using your card abroad
Using your card abroad
Apple wallet
Apple wallet

Coming soon

Coming

soon

Coming soon

Coming

soon

Coming soon

Coming

soon

Google wallet
Google wallet
Plan features
Plan features
Payment links
Payment links

Available on request and approval

Available on request and approval

1.99%

per transaction

per transaction

1.69%

per transaction

per transaction

1.49%

per transaction

per transaction

Add team members
Add team members
Create statements
Create statements
Personal support
Personal support
Schedule payments
Schedule payments
Recurring payments
Recurring payments
Team management
Team management
Xero integration
Xero integration

Dormant Account (Account Inactivity Fee) Applicable to business accounts where no financial withdrawals or deposits were effected for a period of 1 year. 

€99.00 per annum per account.

Frequently asked questions

Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans

What is a wamo business account?

What is a wamo business account?

What is a wamo business account?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Is a wamo account secure and compliant?

Who can open a wamo account?

Who can open a wamo account?

Who can open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

How do I open a wamo account?

What documents do I need to apply?

What documents do I need to apply?

What documents do I need to apply?

How much does a wamo business account cost?

How much does a wamo business account cost?

How much does a wamo business account cost?

Ready to get started?

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