Simple, transparent pricing
Choose the plan that fits your business needs with no hidden fees or long-term commitments.
Self-employed |
Companies
Monthly
Annually
save 20%
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple. |
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools. |
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast. |
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Monthly
Annually
save 20%
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Monthly
Annually
save 20%
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Start
€19.99
/month
You're a new business with light banking needs or want to keep your banking simple.
No setup fee
Business account with EU IBAN
€0.49 per local transfer
ATM withdrawals: 1.99% per transaction
1 virtual Visa card
Grow
TOP PICK
€49.99
/month
You're running multiple projects or teams and want better financial clarity and tools.
No setup fee
Business account with EU IBAN
50 free local transfers/month
ATM withdrawals: 5 free/month, 10 with annual plan
5 physical + 10 virtual Visa cards
€99.99
/month
You’re managing multiple users, currencies or cost centres, and could be scaling fast.
Scale
TOP PICK
No setup fee
Business account with EU IBAN
250 free local transfers/month
ATM withdrawals: 10 free/month, 15 with annual plan
100 physical + 100 virtual Visa cards
Compare all features
A detailed breakdown of what's included in each plan
A detailed breakdown of what's included in each plan
Start
Start
Most popular
Most popular
Grow
Grow
Scale
Scale
Accounts
Accounts
Monthly fee
Monthly fee
€19.99/ month
€19.99
€49.99/ month
€49.99
/month
€49.99
€99.99/ month
€99.99
Account opening fee
Account opening fee
One time payment
One time payment
FREE
FREE
FREE
Business accounts
Business accounts
Sub-accounts/ledgers
Sub-accounts/ledgers
1 sub account
per currency
up to 10
sub accounts
up to 100
sub accounts
Cashback
Cashback
Earn up to 1% cashback with annual plans
Earn up to 1% cashback with annual plans
0.5%
with all card spends
1%
with all card spends
Transfers
Transfers
No fee ATM withdrawal
No fee ATM withdrawal
1.99% per transaction thereafter
1.99% per transaction thereafter
5
10 with annual plans
10 with annual plans
10 with annual plans
10
15 with annual plans
15 with annual plans
15 with annual plans
Local transfer IN
Local transfer IN
FREE
FREE
FREE
Free local transfer OUT
Free local transfer OUT
€0.49 per transaction thereafter
€0.49 per transaction thereafter
50
250
Internal transfer
Internal transfer
FREE
FREE
FREE
Recurring payments
Recurring payments
Bulk payments
Bulk payments
Exchange currencies
Exchange currencies
Standard rates
Standard
rates
Advantageous rates
Advantageous rates
Inbound SWIFT
Inbound SWIFT
Free / €9.99
Free / €9.99
Free / €9.99
Outbound SWIFT
Outbound SWIFT
€19.99 / €23.99
€19.99 /
€23.99
€19.99 / €23.99
€19.99 /
€23.99
€19.99 / €23.99
€19.99 /
€23.99
Cards
Cards
Free virtual card
Free virtual card
1
10
100
Virtual card allowance
Virtual card allowance
€0.99 per card outside free allowance
€0.99 per card outside free allowance
No additional allowance
100
100
Free physical card
Free physical card
5
100
Physical card allowance
Physical card allowance
€9.99 per card outside free allowance
€9.99 per card outside free allowance
1
10
100
Using your card abroad
Using your card abroad
Apple wallet
Apple wallet
Coming soon
Coming
soon
Coming soon
Coming
soon
Coming soon
Coming
soon
Google wallet
Google wallet
Plan features
Plan features
Payment links
Payment links
Available on request and approval
Available on request and approval
1.99%
per transaction
per transaction
1.69%
per transaction
per transaction
1.49%
per transaction
per transaction
Add team members
Add team members
Create statements
Create statements
Personal support
Personal support
Schedule payments
Schedule payments
Recurring payments
Recurring payments
Team management
Team management
Xero integration
Xero integration
Dormant Account (Account Inactivity Fee) Applicable to business accounts where no financial withdrawals or deposits were effected for a period of 1 year.
€99.00 per annum per account.
Frequently asked questions
Get answers to common questions about our pricing and plans
Get answers to common questions about our pricing and plans
What is a wamo business account?
What is a wamo business account?
What is a wamo business account?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Is a wamo account secure and compliant?
Who can open a wamo account?
Who can open a wamo account?
Who can open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
How do I open a wamo account?
What documents do I need to apply?
What documents do I need to apply?
What documents do I need to apply?
How much does a wamo business account cost?
How much does a wamo business account cost?
How much does a wamo business account cost?
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
"wamo gives our team instant access to what they need, with dedicated cards and great customer support, it’s exactly what we were looking for."
Luca Succi
L2MS SRLS
“With wamo, we see the settlement in our account the next morning, unlike other banks that take 3 or 4 days.”
Rita Boldini
Terme di Bognanco
“We manage our team’s daily spending, cards, and POS payments easily, all from one app. wamo truly simplifies our finances.”
Giuseppe Narcisi
Hotel il Gelso Bianco
