wamo vs Revolut Business for SME banking in Europe

Join thousands of entrepreneurs choosing wamo as a reliable business account. Easy setup, smart features, and human support from day 1.

wamo vs Revolut Business for SME banking in Europe

Join thousands of entrepreneurs choosing wamo as a reliable business account. Easy setup, smart features, and human support from day 1.

wamo vs Revolut Business for SME banking in Europe

Join thousands of entrepreneurs choosing wamo as a reliable business account. Easy setup, smart features, and human support from day 1.

Why European SMEs choose wamo

wamo is built exclusively for European SMEs. Unlike broad financial platforms made for everyone, each wamo feature and benefit — from team cards to dedicated human support — is designed for the needs of international entrepreneurs like you.

Open your account in minutes, not days

Talk to a real person when it matters (including during onboarding)

Banking, team cards, and local IBANs — all in one place

Here's how wamo compares to Revolut Business

Here's how wamo compares to Revolut Business

Here's how wamo compares to Revolut Business

Revolut Business

Revolut Business

Revolut Business

Feature
Feature
Monthly fee
Monthly fee from

From €0/ month

From €0
/month

€0

From €10/ month

From €10
/month

€10

Get started in minutes, not days
Get started in minutes, not days
100% paperless onboarding
100% paperless onboarding
Specifically built for SMEs
Specifically built for SMEs
Dedicated account manager for all plans
Dedicated account manager for all plans
Human support for every plan
Human support for every plan
Local IBANs
Local IBANs
Global payments (22+ currencies)
Global payments (22+ currencies)
Multi-market European coverage
Multi-market European coverage
Physical POS terminal
Physical POS terminal

Simple, transparent pricing to suit your business

Simple, transparent pricing to suit your business

Self-employed
Companies

Freemium

€0

/month

You're just getting started and want simple, essential tools to manage your business account.

No setup fee

Business Account with EU IBAN

1 physical + 1 virtual Visa cards included

€0.99 per local transfer

1.99% per ATM withdrawal

€10

/month

You’re handling multiple projects or clients and need better visibility and control.

Smart

No setup fee

Business Account with EU IBAN

1 physical + 2 virtual Visa cards included

20 free transfers/month

ATM withdrawals: 2 free/month, 5 with annual plan

€5000/month commission-free local POS transactions

€20

/month

You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

Pro

No setup fee

Business Account with EU IBAN

5 physical + 100 virtual Visa cards included

50 free transfers/month

ATM withdrawals: 4 free/month, 10 with annual plan

€7000/month commission-free local POS transactions

Self-employed
Companies
  • Freemium

    €0

    /month

    You're just getting started and want simple, essential tools to manage your business account.

    No setup fee

    Business Account with EU IBAN

    1 physical + 1 virtual Visa cards included

    €0.99 per local transfer

    1.99% per ATM withdrawal

  • €10

    /month

    You’re handling multiple projects or clients and need better visibility and control.

    Smart

    No setup fee

    Business Account with EU IBAN

    1 physical + 2 virtual Visa cards included

    20 free transfers/month

    ATM withdrawals: 2 free/month, 5 with annual plan

    €5000/month commission-free local POS transactions

  • €20

    /month

    You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

    Pro

    No setup fee

    Business Account with EU IBAN

    5 physical + 100 virtual Visa cards included

    50 free transfers/month

    ATM withdrawals: 4 free/month, 10 with annual plan

    €7000/month commission-free local POS transactions

Self-employed
Companies
  • Freemium

    €0

    /month

    You're just getting started and want simple, essential tools to manage your business account.

    No setup fee

    Business Account with EU IBAN

    1 physical + 1 virtual Visa cards included

    €0.99 per local transfer

    1.99% per ATM withdrawal

  • €10

    /month

    You’re handling multiple projects or clients and need better visibility and control.

    Smart

    No setup fee

    Business Account with EU IBAN

    1 physical + 2 virtual Visa cards included

    20 free transfers/month

    ATM withdrawals: 2 free/month, 5 with annual plan

    €5000/month commission-free local POS transactions

  • €20

    /month

    You’re managing teams, currencies, or cost centres — and looking to scale efficiently.

    Pro

    No setup fee

    Business Account with EU IBAN

    5 physical + 100 virtual Visa cards included

    50 free transfers/month

    ATM withdrawals: 4 free/month, 10 with annual plan

    €7000/month commission-free local POS transactions

Get the human support you need

We know how important it is to speak to someone who understands your business.

Chat to a real person via in-app chat, Whatsapp or email

Local support team ready to help in Maltese, Italian, English and more

Get fast, helpful answers when you need them most

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Who banks on wamo?

Meet the locals who trust wamo with their business. 

Frequently asked questions

Find your answer here or contact us. We want no questions in the air.
Find your answer here or contact us. We want no questions in the air.

What is the main difference between wamo and Revolut Business for European SMEs?

Revolut Business is a broad financial platform built for a global audience — from individuals to large enterprises. wamo is built exclusively for European SMEs, meaning every feature is shaped around the needs of small and mid-sized businesses operating in Europe. Key practical differences: wamo starts free (Revolut Business from €10/month), and wamo provides a dedicated account manager and human support on every plan — features Revolut Business does not offer as standard.

Is wamo more affordable than Revolut Business for small companies?

Yes. Revolut Business starts from €10/month. wamo offers a free Freemium plan — €0/month, no setup fee — that includes a business account with an EU IBAN, physical and virtual Visa cards, and human support. Paid plans start at €10/month (Smart) and €20/month (Pro). For businesses just getting started, wamo's free tier gives you genuine business banking capability at zero monthly cost. Revolut Business has no equivalent free plan for registered companies.

Does Revolut Business offer a dedicated account manager like wamo does?

No. Revolut Business does not include a dedicated account manager across all plans. wamo assigns a dedicated account manager to every customer on every plan, including the free tier. Support is accessible via in-app chat, WhatsApp, and email, with a multilingual local team covering English, Italian, Finnish, Maltese, and more. For European SMEs that want a real point of contact for day-to-day questions or escalations, this is a consistent advantage wamo holds over Revolut Business.

Can I use wamo as a Revolut Business alternative for my European company?

Yes. wamo is open to registered businesses in the EEA and the UK, including limited companies, sole traders, freelancers, and self-employed professionals. You can apply entirely online in around 10 minutes — no setup fee, no branch visit required. Where Revolut Business charges from €10/month even for basic accounts, wamo lets you start for free and scale up as your business grows, keeping local IBANs, team cards, global payments in 22+ currencies, and human support throughout.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.

We stand for business

Apply in 10 minutes or less. Get the tools and support to run things your way – from day one.